What must people taking out a mortgage agree to? Check all that apply. A loan amount plans for repairs an interest rate renovation ideas payment terms.

Answers

Answer 1

The things which people who are taking out a mortgage must agree to are:

A loan amount, Interest ratePayment terms

According to the given question, we are asked to state the things which people who are taking out a mortgage must agree to and why they are essential for obtaining this loan.

As a result of this, we can see that when a person is taking out a mortgage loan, then he is expected to agee on the loan amount, the interest rate and the payment terms.

Read more about mortgage loans here:

https://brainly.com/question/10006215

Answer 2

Answer:

A loan amount,

Interest rate

Payment terms

Explanation:


Related Questions

according to the table, in which year did buyers of six-month treasury bills receive the highest real return on their investment?

Answers

The year 1990 shows buyers of six-month treasury bills receive the highest real return on their investment. Thus, option C is correct.

What are treasury bills?

Treasury bills aid in the administration's attempt to gather money to pay for commitments that exceed the amount of yearly revenue it produces.

In this table, there were various years and their ROI that is return in investment and in the year 1990 the people must have received a high rate of their return as they got around 5.6% of return which was highest compared to the rest of the years. Therefore, option C is the correct option.

Learn more about treasury bills, here:

https://brainly.com/question/7278415

#SPJ1

The question is incomplete, the complete question will be:

The following table shows the average nominal interest rates on six-month Treasury bills between 1963 and 1967, which determined the nominal interest rate that the U.S. government paid when it issued debt in those years. The table also shows the inflation rate for the years 1963 to 1967. (All rates are rounded to the nearest tenth of a percent.)

According to the table, in which year did buyers of six-month Treasury bills receive the highest real return on their investment?

1989

1988

1986

1990

1987

ALL of the following are advantages of labour intensive production EXCEPT:

Skilled workers take time to train

Workers are often more motivated

Less expensive machine cost

Humans can use their initiative to solve problems

Answers

Answer:

skilled workers take time to train

Explanation:

this means that a lot of time is spent on training which te would have been invested in production

Skilled worlds take time to train. This would take away from their time

What is the Federal Reserve System able to do?

A. Mandate that the government create new jobs

B. Provide loans to individuals

C. Provide loans to banks

D. Encourage individuals to spend more money

Answers

Answer:

c

Explanation:

The federal reserve systems responsibilities include influencing the supply of money and credit to banks

One of the most popular and effective ways to teach students are known as S.M.A.R.T goals. S.M.A.R.T is an acronym that stands for specific, measurable, achievable, relevant, and timely.

a. True
b. False

Answers

a. True.

S.M.A.R.T is an acronym that stands for “Specific, Measurable, Achievable, Relevant, and Timely”.

If you were a cosmetologist working in a spa and were 15 minutes late for your first appointment, how would that impact those you work with and the clients of the spa?

Answers

Considering the situation described above, the impact a 15 minutes lateness would cause those I work with and the spa's clients are "negative."

Who is a cosmetologist?

A cosmetologist is a professional or permitted to deliver cosmetic treatments to the hair, skin, and nails.

Should a cosmetologist be late on his first appointment, such a person would delay the work of others he works with and delay the clients to get their work done on time.

Also, such lateness might change the mind of clients and those he works with towards him as unprofessional.

Hence, in this case, it is concluded that the impact would be negative.

Learn more about the impact of lateness here: https://brainly.com/question/19091735

On July 1, 2022, Jenks Company purchased the copyright to Jackson Computer tutorials for $424,000. It is estimated that the copyright will have a useful life of 5 years and a remaining legal life of 9 years with an estimated salvage value of $24,000. The amount of Amortization Expense recognized for the year 2022 would be: ____________

Answers

Based on the cost of the copyright and the period of amortization, the amortization in 2022 will be $40,000

First find the annual amortization expense:

= (Cost of copyright - Salvage value) / Useful life

= (424,000 - 24,000) / 5

= $80,000

The amortization for 2022 will however be for 6 months as the copyright was purchased on July 1.

= 80,000 x 6/12 months

= $40,000

In conclusion, the amortization expense will be $40,000

Find out more at https://brainly.com/question/7274714.

When Frozen DeLites Ice Cream moved from its longtime storefront to a famous resort area, it took a big risk. However, the owners were confident that its unique ice cream treats would win customer raves. Fortunately, one of the members of the family business was convinced the shop needed to stay in touch with its customers. Frozen DeLites collects names and email addresses of its customers and maintains a presence on a few social media sites in order to send messages about promotions and coupons to valued customers.

Marketing professionals refer to this strategy as: _________

Answers

Marketers professionals refer to the strategy of collecting customer names and email addresses and maintaining a presence on social media sites to send messages about promotions and coupons to valued customers like relationship marketing.

This strategy of creating relationships with customers has as its main objective the generation of value and customer loyalty through a closer and more direct relationship.

Relationship marketing is a strategy that has had a greater impact with technological development, social media for example, has strengthened communication between company and customer, making the relationship closer and more dynamic.

Therefore, companies that use relationship marketing create value through content that generates benefits and customer engagement with the company, increasing loyalty and positioning in the market.

Learn more about relationship marketing here:

https://brainly.com/question/6059198

if you have to decide to claim a credit or deduction on your taxes which should you take everfi

Answers

It should be noted that based on the information given, the appropriate one to choose will be a tax credit.

A tax deduction simply means the deduction that lowers the tax liability of an economic entity by lowering the taxable income.

If an individual wants to decide to claim a credit or deduction on their taxes, the one that should be chosen will be a tax credit. This is because it directly reduces the tax of the individual.

Learn more about tax on:

https://brainly.com/question/25821146

most e-commerce actually takes place between businesses. what is this called?

Answers

OUR MATCHLESS HOLY TRUE LIVING SAVIOUR  CHRIST JESUS LOVES US ALL. OUR MATCHLESS HOLY TRUE ING CREATOR LOVES YOU . CONTINUE TO HAVE A BLESS DAY, WEEK, MONTH, AND YEAR.

Business-to-business (B2B) e-commerce refers to the electronic exchange of products, services or information between businesses rather than between businesses and consume.

aaron is earning 5% interest on his savings account. he starts with $5,000.00. how much money will he have in 6 months?

Answers

Answer:

I think the answer is $1,500.

Explanation:

I hope this helps. If the answer is wrong then sorry and you don't have to give me the points. In here I think I did the calculation wrong.

A savings account is an interest-bearing deposit account held at a bank or other financial institution. Aaron will have approximately $5,124.51 in his savings account after 6 months.

To calculate how much money Aaron will have in his savings account after 6 months, Compound interest is to be used,

A = P{1 + r/n[tex]\left \} }nt} \atop[/tex]

Where:

A = the final amount (including interest)

P = the principal amount (starting amount)

r = the annual interest rate

n = the number of times interest is compounded yearly

t = the time period in years

Given,

P = $5,000.00 (starting amount)

r = 5% = 0.05

n = 12 (compounded monthly)

t = 6 months = 6/12

n×t = 12 × 6/12 = 6

By calculating we get,

A = 5000(1.004166)⁶

A = 5000(1.02490)

A = 5124.51

After 6 months, Aaron will have approximately $5,124.51 in his savings account.

To know more about savings account:

https://brainly.com/question/1446753

#SPJ2

What is an example of good workstation ergonomics?

Elbows closed
Seat too high
Straight neck and back
Wrists bent

Answers

Answer:

Back should be straight with a slight lordosis (inward curve) in the lower spine. Neck and head upright (ears aligned with your shoulders) Shoulders should be pulled back but relaxed. No twisting or leaning on one side.

The total dollar value of consumption, investment, government spending, exports, and imports is provided in the table above. What is the GDP of this fictional country?

Possible answers are:
$12,000,000
$9,000,000
$8,000,000
$10,000,000

Answers

The GDP of this fictional country is $ 8,000,000 (option C)

What is the GDP?

Gross domestic product (GDP) is a term to refer to a macroeconomic magnitude that expresses the monetary value of the production of goods and services in final demand of a country or region during a period, usually one year.

There are several ways to know the GDP of a country, the simplest is a mathematical operation that includes the following data:

The consumption of households and non-profit institutions.The investment of companies and families.The final consumption expenditure of the public sector.The value of net exports.The value of imports.

The operation states that we must add the first four indicators and subtract the last one. According to the information provided in the fragment, the operation would be:

5 + 2 + 2 + 1 - 2 = 8

According to the above, the GDP of this fictitious country is $ 8,000,000 (option C)

Learn more about GDP in: https://brainly.com/question/14034620

Price floors usually result in ___________________.

Answers

The result of the price floor is that the quantity supplied, Qs, exceeds the quantity demanded, Qd. There is excess supply, also called a surplus
That’s what I found

Which leadership style is most useful when time is abundant, quality output is essential, and enthusiasm and motivation from the employees needs to be generated

Answers

Answer:

Authoritarian

Explanation:

Motivates workers and makes them stay on top of things

how often should a financial checkup be completed

Answers

Answer:

a financial checkup should be completed annually.

Jim inherited a property that has not been maintained in years, the property needs new appliances, a roof, new siding, new electrical and plumbing. The cost of the updating far exceeds the value of homes in the area. The lack of feasibility in doing these repairs is called:

Answers

The lack of feasibility in doing repairs on the property inherited by Jim is called: incurable.

Incurable can be defined as any set of defects that is practically impossible for a property owner to fix, repair or cure, especially due to lack of maintenance and finance.

This ultimately implies that, incurable is a term that is associated with depreciation and it arises when the cost of repair of a property is far greater than the financial value of the property.

In conclusion, the lack of feasibility in doing repairs on the property inherited by Jim is called incurable.

Read more on incurable here: https://brainly.com/question/7986346

what is the most common goal of a trade agreement?

Answers

Answer:

For the United States, the main goal of trade agreements is to reduce barriers to U.S. exports, protect U.S. interests competing abroad, and enhance the rule of law in the FTA partner country or countries.

human resources is the basic resources for an office,clarify this statement.​

Answers

An HR department is tasked with maximizing employee productivity and protecting the company from any issues that may arise within the workforce. HR responsibilities include compensation and benefits, recruitment, firing, and keeping up to date with any laws that may affect the company and its employees.

In simplest terms, the HR (Human Resources) department is a group who is responsible for managing the employee life cycle (i.e., recruiting, hiring, onboarding, training, and firing employees) and administering employee benefits.

Salmon, Incorporated issues 500,000 shares of preferred stock for $60 a share. The stock has a fixed annual dividend rate of 5% and a par value of $18 per share. The current price of the preferred stock is $64 a share. If sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: _________

Answers

If sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: $0.90 per share.

Using this formula

Annual dividends= Par value × Fixed Annual dividend rate

Where:

Par value= $18 per share

Fixed Annual dividend rate= 5% or 0.05

Let plug in the formula

Annual dividends= $18 per share × 0.05

Annual dividends= $0.90 per share

Inconclusion if sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: $0.90 per share.

Learn more about annual dividend here:https://brainly.com/question/25557702

ALL of the following are reasons firms change from labour intensive to capital intensive EXCEPT:

Quality
Finance
Technology
Quantity

Answers

Answer:

quantity.

Explanation

terms will change from labor-intensive to capital-intensive to increase the efficiency of Labor which will ultimately result in the increase production

Answer:

Quantity

Explanation:

Whether they implement more labours or decrease the amount of labours it hardly matters the production or quantity of production

So option D is correct

which government website lists walt disney, bing crosby and charles lindbergh as former employees? irs nasa cia usps

Answers

The government website in which it is listed that the aforementioned names were employees is the USPS.

The United States Postal Service:

Employed Walt Disney as a postal carrier in 1918Employed Bing Crosby as a post office counter Employed Charles Lindbergh as an airmail pilot

The USPS website can therefore confidently claim that at some point or the other, all three names mentioned above used to work for them.

In conclusion, the correct answer is the USPS.

Find out more about the USPS at https://brainly.com/question/910319.

What is stopping to reflect on and judge your goal progress called?

Answers

Answer: Self-Reflection

The stopping to reflect on and judge your goal progress is called Re-evaluation.

What is a Goal?

A goal is to refer to an objective or dream that an individual desires to achive in his life. This is referring to a target based on an individual's desire which is accomplished by them in the desired time period.

The process of re-evaluation emphasizes determining or analyzing all the aspects of an individual's personality or business again by following different methods in order to achieve the desired result.

In order to assure a more likely outcome, it is crucial to do the experiment more than once which helps to better evaluation. Otherwise, there is a risk that the results could be incorrect.

This re-evaluation helps to seek progress in the work and brings improvement based on the results to achieve the desired Output.

Learn more about Re-evaluation, here:  

https://brainly.com/question/4978909

#SPJ12

For a broker to have affiliates, real estate must be the broker's main occupation and the broker must be

Answers

Answer:

financially stable.

Explanation:

must have financial capabilities

It takes six weeks for a tire order to be delivered to the Auto & Tire Center in the Walmart Supercenter in Wisconsin. Tires are ordered every five weeks. Currently, there are 90 tires on hand and another 340 on order. Sales are expected to use 120 tires per week and the department maintains a reserve of 40 tires. It's time to reorder tires.
How many tires is the department open to receive?
If the tires that are ordered cost the company $43 per tire, and the retail price of the tires is determined by marking up the cost by 57%, what is the total retail value of the tires being ordered?

Answers

The department should be open to receive 760 tires with a total retail value of $51,307.60.

Data and Calculations:

Beginning inventory = 90

New order of tires = 340

Total units available = 430 (90 + 340)

Sales of tires per week = 120

Expected ending inventory = 40

Therefore, the number of tires the department should be open to receive is 760 (40 + (120 x 6).

Cost per tire = $43

Markup = 57%

Retail price per tire = $67.51 ($43 x 1.57)

Thus, the total retail value of the 760 tires being ordered is $51,307.60.

Learn more about the markup cost here: https://brainly.com/question/16710746

Max is a newly licensed real estate agent. He gets a position with a brokerage firm that plans to pay him commissions, not a salary. What kind of contract might Max want to make with his new firm

Answers

The type of contract which Max would have to draw up for his firm which is based on commissions and not salary is:

An independent contractor agreement

Based on the given question, we can see that max is a licensed real estate agent who gets a job with a brokerage firm and he is expected to make commissions instead of having a fixed salary.

With this in mind, the type of salary which Max would have to make with his new firm would be an independent contractor agreement because this would help him to work with more freedom and close sales and collect his commissions.

Read more about contracts here:

https://brainly.com/question/25789642

Each department within an organization should develop a _______ strategy to outline how the department will improve its ability to perform task-specific activities in ways that add value to the organization's goods and services.

Answers

The type of strategy that each department within an organization develop  to outline how the department will improve its ability in order to perform specific tasks in contributing value to the goods and services of the organization is: functional level strategy.

What is Functional Level Strategy?Functional level strategies can be defined as the goals and actions that are assigned to each department in an organization.The goals and actions in functional level strategy of every department are to support the business organization's business level and corporate level strategies.  They form part of the daily operations of the various specific departments of the business organization.

Therefore, the type of strategy that each department within an organization develop  to outline how the department will improve its ability in order to perform specific tasks in contributing value to the goods and services of the organization is: functional level strategy.

Learn more about functional level strategy on:

https://brainly.com/question/7951147

A Smart sets up a new business. Before he actually sells anything, he has bought motor vehicle for $2500, premises for $4500, stock of goods for $1000. He did not pay full for his stock of goods and still owes $600 in respect to them. He borrowed $2800 from J Devan. After the events described and before trading starts, he had $150 cash in hand and $650 cash at bank. You are required to Calculate the Capital. Show all working.

Answers

The capital for A Smart is $5,400

Capital is computed as :

Capital = Asset - Liabilities

First, we need to determine the Asset.

Asset = Motor vehicle + Premises + stock + cash in and + cash at bank

Asset = $2,500 + $4,500 + $1,000 + $150 + $650

Asset = $8,800

Also, we will determine the liabilities

Liabilities = Money owed + Loan

Liabilities = $600 + $2,800

Liabilities = $3,400

Recall that:

Capital = Assets - Liabilities

Capital = $8,800 - $3,400

Capital = $5,400

Therefore, the capital for A Smart is $5,400

Learn more at :  https://brainly.com/question/5617813

A government securities dealer quotes a 3 month Treasury Bill at 6.00 Bid - 5.90 Ask. A customer who wishes to sell 1 Treasury Bill will receive:

Answers

The customer who wishes to sell one (1) Treasury Bill will receive $5.90 if a government securities dealer quotes a 3 month Treasury Bill at 6.00 Bid - 5.90 Ask.

The "bid" price is the rate at which the buyer will purchase the security, while the "ask" (offer) price is the rate at which the seller will be willing to sell.

Thus, in this situation, the selling customer will receive $5.90 per Treasury Bill while the dealer will sell it for $6.00, making profit of $0.10 ($6.00 - $5.90).

Learn more about the bid and ask prices of Treasury Bills here: https://brainly.com/question/6484016

An appraiser completes an appraisal for a homeowner in preparation for obtaining a loan. The appraiser provides a letter report and sends a bill for his preparation of the appraisal. He bases the cost of his work on a percent of the amount of the value his opinion finds. What is the situation here

Answers

The situation here is that the appraiser is:

Taking a percentage for his services from the appraisal

Based on the given question, we can see than when an appraisal is made, the appraisal which is actually a written report that makes an estimate of the present value of a piece of property.

With this in mind, we can see that the appraiser preferred to take his payment from the percentage value of the value of the property which he appraised. This method is sure to give the appraiser more money than he would have made, especially if the value of the property was quite high.

Read more about appraisal reports here:

https://brainly.com/question/25088996

If Congress lowered taxes, then the FED would

Answers

Answer: A decrease in taxes has the opposite effect on income, demand, and GDP. It will boost all three, which is why people cry out for a tax cut when the economy is sluggish. When the government decreases taxes, disposable income increases. That translates to higher demand (spending) and increased production (GDP).

Other Questions
Solve for SPlease help me in a sale there is a 40% discount.what is the discount on a dress that costs $150.00 guys? can ypu pls help me with this? it's our exam day, thank you very much The economy has been sluggish in recent months with slow economic growth. Explain the policies that the Federal Reserve could use to improve the economy.(1 point)The Federal Reserve stops purchasing treasuries and securities, and then issues new reverse repurchase agreements. The short-term profits and decrease in the money supply cause a decrease in interest rates and increased lending.The Federal Reserve sells treasuries back to banks and issues new reverse repurchase agreements. The decrease in the money supply increases interest rates, which increases lending.The Federal Reserve purchases treasuries and securities and also issues new repurchase agreements. The increase in the money supply and decrease in interest rates result in more lending and risk.The Federal Reserve purchases treasuries and securities, and also issues new repurchase agreements. The increase in the money supply increases interest rates and inflation, which spurs economic growth. find three solutions of 9x - 2y = 18(i don't know why I can't type this out right the first two times) AWNSER DOES ANYONE KNOW the wander PLEASE I WILL GIVE BRIANLIEST 3 pints = ___ cups Technical skills are also called soft skills.Question 9 options: True False If the product of a number and -5 is reduced by 2, the result is 26 less than twice the opposite of the number. What is thenumber? Which classification of teeth is when they are chisel shaped and exert a shearing action used in biting Given that AABCDEF, solve for X.BA. 10oB. 6C. 170 0 22/39 of 3/11 plz help asap :) The diagram shows a map of three land masses, numbered region 1, region 2, and region 3, connected via bridges over water. Each bridge can be traversed in either direction. (diagram is attached)Show that there are 10 walking routes that start and end in region 2, crossing over water exactly twice. Assume each bridge, when crossed, is fully traversed to the next land mass. I need help to find the radius Due to mismanagement, Pakistan Steel Mills is currently over levered with a debt to capital ratio of 80% and a pre-tax cost of debt of 8%. Management of Pakistan Steel Mills is considering a restructuring that will reduce the company's debt to capital ratio to 40% and its pre-tax cost of debt to 6%. Current:Debt/(Debt+Equity) = 80%Cost of Debt (pre-tax) = 8%Cost of Equity = 24.10%Recapitalised:Debt/(Debt+Equity) = 40%Cost of Debt (pre-tax) = 6%Cost of Equity = ?If the marginal tax rate is 25%, the risk-free rate is 2.5%, and the equity risk premium is 6%, estimate the cost of capital after the restructuring. NO LinkVern is learning how to take a patient's blood pressure. He has his stethoscope pressed to their brachial artery, and he is just starting to release the pressure in the cuff. All of a sudden, he hears a knocking sound. What does this sound tell Vern? OA Someone else is trying to get into the exam room, OB His stethoscope is malfunctioning OC. The patient is feeling nervous, D. He has found the patient's systolic pressure, A store owner bought 15001500 pencils at \$0.10$0.10 each. If he sells them for \$0.25$0.25 each, how many of them must he sell to make a profit of exactly \$100.00$100.00 DUE TODAY(Question in the picture) Define the following:Potential energyKinetic energyMechanical energyChemical energySound energyLight energyNuclear energy Please help me Find the slope no links or bots please and thank you I really need help