Gabriel's budget line ought to go to the left, as one might anticipate.
What is a budget line?The set of all product combinations that a consumer can afford to buy, given their income and the costs of the products, is shown graphically as a budget line. On a graph, it is drawn as a straight line with the quantity of one good (often represented on the x-axis) on one axis and the quantity of the other good (typically represented on the y-axis) on the other axis. The position of the line indicates the income of the consumer, and its slope depicts the relative cost of the two commodities. The budget line displays how much of each good, based on income and product pricing, a consumer is able to buy in total.
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What are types of GDP
The types of GDP are:
Real GDP. Real GDP is a calculation of GDP that is adjusted for inflation. Nominal GDP. Nominal GDP is calculated with inflation. ...Actual GDP. Actual GDP is the measurement of a country's economy at the current moment in time.Potential GDP.What is Gross domestic product (GDP) ?The standard measurement of the value added produced via the production of goods and services in a nation over a specific time period is the gross domestic product (GDP). Consequently, it also accounts for the revenue generated by that manufacturing, or the total amount spent on finished goods and services (less imports).
Gross domestic product (GDP) is a monetary indicator of the total market value of all the final commodities and services that nations generate and sell over a given time period. This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is.
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1 a buyer wants to purchase a property with an old barn on it. the barn has a leaky roof, unstable foundation, is infested with termites, and is located on a river bank that has a history of flooding. the buyer says that she wants to tear the barn down and rebuild it, so she doesn't care what condition it is in.
On january 1, 2018, jay company acquired all the outstanding ownership shares of zee company.
What is long term debt?
Long-term debt is debt that matures in more than one year. Entities choose to issue long-term debt with various considerations, primarily focusing on the timeframe for repayment and interest to be paid. Investors invest in long-term debt for the benefits of interest payments and consider the time to maturity a liquidity risk. Overall, the lifetime obligations and valuations of long-term debt will be heavily dependent on market rate changes and whether or not a long-term debt issuance has fixed or floating rate interest terms.
Long-term debt is debt that matures in more than one year. Long-term debt can be viewed from two perspectives: financial statement reporting by the issuer and financial investing. In financial statement reporting, companies must record long-term debt issuance and all of its associated payment obligations on its financial statements. On the flip side, investing in long-term debt includes putting money into debt investments with maturities of more than one year.
In assessing zee's acquisition-date fair values, jay concluded that the carrying value of zee's long-term debt (8-year remaining life) was less than its fair value by $21,600. at december 31, 2018, zee company's accounts show interest expense of $14,440 and long-term debt of $380,000.
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a(n) is one in which the salesperson or company contacts customers from time to time with suggestions about improved product use or helpful new products.
Marketing is one in which the salesperson or company contacts customers from time to time with suggestions about improved product use or helpful new products
Personal selling, commonly referred to as face-to-face selling, is a sales technique where a single salesperson tries to persuade a consumer to purchase a product.
Any product or service transaction that takes place in-person is referred to as a "outside sale." Because outside sales staff meet with their prospects wherever they may be, these sales are commonly referred to as "field sales."
Prospecting is the initial stage of the sales process. You locate potential clients in this stage and assess if they require your good or service and whether they can afford what you have to offer.
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A relationship management is the one wherein the salesperson or the company connects with its customers on timely basis with suggestions about the improved usage of its products or helpful products or newly launched ones.
Relationship management is an important aspect of any business organization, wherein the entire focus of the company is to target its existing customers for taking essential feedbacks related to improved user experience, and also pitch potentially buyable new products to them at the same time.
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use the cost information below for ruiz inc. to determine the total manufacturing costs incurred during the year: work in process, january 1 $ 53,600 work in process, december 31 38,800 direct materials used $ 14,300 total factory overhead 7,300 direct labor used 28,300
Total of $142,100 in manufacturing costs incurred during the year for Ruiz.Inc.
The total manufacturing costs incurred during the year for Ruiz Inc. can be calculated by adding the work in process at the beginning of the year (53,600), the direct materials used (14,300), the total factory overhead (7,300), and the direct labor used (28,300) to the work in process at the end of the year (38,800).
This gives us a total of $142,100 in manufacturing costs incurred during the year.
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chapter 5 - problem 6. an eccentric inventor attempts to levitate a cork ball by wrapping it with foil and placing a large negative charge on the ball and then putting a large positive charge on the ceiling of his workshop. instead, while attempting to place a large negative charge on the ball, the foil flies off. explain.
This is due to the theory that similar charges repel one another while attempting to place a large negative charge on the ball.
The negative charges will leave the foil and enter the ball by induction since the ball is wrapped with foil. As a result, the ball is negatively charged, leaving the foil as a positively charged particle that has lost its electrons to the foil. But if you place the negatively charged object close to the foil, electrons will go from it and into the foil, giving it a negative charge. Now that the ball and the foil both carry the same charge, they repel one another. Flying off is the foil.
Like charges repel one another whereas opposite charges attract one another. As a result, two negative charges repel one another whereas a positive charge draws a negative charge toward it. The line where the two charges meet is the point of attraction or repulsion. The square of the distance between the two charges and the strength of the force are inversely related.
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When preparing a bid for a large group, the proposed rooms rates are most often:
The proposed hotel prices are often less expensive than those charged to a walk-in visitor when drafting a pitch for a big group.
What do rates in business mean?Property utilized for commercial purposes is subject to a tax called business rates. It is crucial that you comprehend corporation tax and the fees you must pay if you operate your business out of a commercial building (or, in certain situations, from home).
How do rates work in economics?The proportion of the principle that the lender charges for the usage of its funds is known as the interest rate. The amount of the loan is known as the principle. The price of loan varies with interest rates. They can therefore influence how quickly or slowly the economy grows.
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registration of securities in a state by coordination becomes effective: a 1 business day after the filing with the state is completed b 2 business days after the filing with the state is completed c 3 business days after the filing with the state is completed d when the sec registration becomes effective
Registration of securities in a state by coordination becomes effective business day after the filing with the state is completed. A registered security is either one whose transfer is prohibited or one whose owner is recorded with the issuer.
Securities whose ownership is recorded with the issuing business or its agent are referred to as registered securities. A corporation must register with the Securities and Exchange Commission (SEC) in order to submit the necessary paperwork outlining the specifics of a planned public offering. The prospectus and private filings are normally the two components of the registration. If a company has total assets higher than $10 million and 2,000 equity shareholders or more, it must register equity securities under Section 12(g). These companies include banks, bank holding companies, savings and loan companies, and savings and loan holding companies.
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suppose the government subsidizes flood insurance for homes in the flood plain. because of this, the buyer has access to very cheap insurance, worth an expected $50,000. without such a subsidy, the high likelihood of flood results in extremely high rates for flood insurance. with this subsidy, the individualis incentivized to build a house in the flood plain.
The purchaser now has access to insurance for a very low price, estimated to be worth $70,000. Without such a support, the increased risk of flooding leads to...
What do you mean by insurance?
As a result, the buyer can obtain insurance with an anticipated value of $70,000 for a very cheap cost. There would be due to the substantial risk of flooding... Insurance makes it easy to control your risk. the defense against unplanned financial losses that you buy when you buy insurance. The insurance provider pays you or a person of your choice if something unfavorable happens to you. If you don't have insurance, you could be responsible for all costs in the event of an accident.
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the issue of censorship of the arts was brought to public attention in 1989 when an exhibit of photographs by robert mappelthorphe was cancelled in cincinnati, t/f?
True. The most typical violation of artistic freedom is censorship. Due of the innovative content of contemporary art, artists and art are unfairly censored.
What is the impact of censorship on art?Such a censor severely restricts the freedom of expression of an artist, risking the loss of the entire meaning of the work. These limitations might even compel them to give up on a certain endeavour entirely. The procedure results in the loss of numerous noteworthy and unique artistic contributions.
Censorship harms artistic expression, right?Restricting art is the same as censoring an individual's thoughts and prohibiting them from expressing themselves freely online. Censorship isolates people from the outside world and makes marginalised groups even less visible than they already are.
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Which of the following statements are true of gross national income? (Check all that apply.)
It includes income from domestic production of goods.
It includes the total value of all income generated by residents of a nation.
It subtracts income paid to entities outside the nation.
It includes income from services abroad.
The following statement that true about gross national income are:
It subtracts income paid to entities outside the nation.It includes income from services abroad.It includes the total value of all income generated by residents of a nation.It includes income from domestic production of goods.In economic and business, Gross national income or also known as GNI generally can be described as gross domestic product, plus net receipts from abroad of compensation of employees, property income and net taxes less subsidies on production The average value of Gross National Income in US is $6,228 per month in 2021.
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g jake is buying salad and pizza for a company lunch. suppose that a bowl of salad costs $5.00, and a slice of pizza costs $3.00. let e be the amount in dollars that jake spends on salad and pizza. if jake buys s bowls of salad and p slices of pizza, then the total amount of money he spends (e) can be represented by the equation . now rearrange the equation you wrote above so that p is written in terms of e and s. the quantity of pizza he buys can be represented by the equation . suppose jake has $30.00 to spend on salad and pizza; that is, e
Together, the variable and fixed costs make up the overall cost. The overall cost, for instance, will be $35 if a corporation has a fixed cost of $30 per unit and a variable cost of $5 per unit when they increase their output.
What is meant by total cost?The total cost is the sum of the variable and fixed costs. For instance, the total cost will be $35 if a company has a fixed cost of $30 per unit and a variable cost of $5 per unit when they raise their output. The total expense incurred by a company to produce a specific production level. Total cost is the collective term for the cost of production as a whole, which includes both fixed and variable costs. The cost necessary to manufacture a good is referred to in economics as the whole cost.1. If Eric spends $e on salad and pizza, with the salad costing $5.00 and being represented by s and the pizza costing $3.00 and being represented by p, the equation can be used to describe the total amount Eric spends;
e = 5.00s + 3.00p
Where the sum represents the price of the quantity of pizza slices purchased and the quantity of salad bowls consumed.
2. Re writing the equation so p is written in terms of e and s;
e =5.00 s +3.00 p
3.00 p = e - 5.00 s
[tex]$& p=\frac{e-5.00 s}{3.00}[/tex]
3. If Eric has $30 to spend on salad and pizza,
[tex]$& p=\frac{e-5.00 s}{3.00} \\[/tex]
[tex]$& p=(30-5.00 \times 3) / 3.00 \\[/tex]
p = 5 slices of pizza
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As stated in the Buyer's Agency Agreement, which of the following is considered a buyer's obligation to the broker...?
Assist in negotiating any offer by the buyer. This is a nonexclusive agency contract between a buyer and a broker, and the commission is only payable to the broker,
broker who actually locates the property that the buyer subsequently purchases. The subagent works for a firm other than the one for whom the seller's agent works. The subagent can help a buyer acquire a home, but his or her duty of allegiance is exclusively to the seller. Exclusive representation agreements. Exclusive agency agreements are widely utilized in the selling of residential property. An exclusive agency arrangement is comparable to a solo agency agreement. General listing agreement / open agency agreement.Multiple listing agreement. Auction agency agreement. Assist in negotiating any offer by the buyer. This is a nonexclusive agency contract between a buyer and a broker, and the commission is only payable to the broker,The subagent can help a buyer acquire a home, but his or her duty of allegiance is exclusively to the seller. Exclusive representation agreements.
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A responsibility center in which the department manager has responsibility for and authority over costs and revenues is called a(n)
a. investment center
b. profit center
c. volume center
d. cost center
A responsibility center in which the department manager has responsibility for and authority over costs and revenues is called cost center .
Why do you use the term "cost center"?
An organizational department or function known as a "cost center" incurs operating expenses even though it does not immediately contribute to profit.
In contrast to profit centers, which directly impact profitability through their operations, cost centers can only have an indirect impact on a company's profitability.
In responsibility accounting, what does responsibility center mean?
A responsibility center is a functional division of a company with distinct goals and targets, a committed personnel, established rules and regulations, and accurate financial records.
Giving managers explicit accountability for income produced, costs paid, and/or investments made is done with this method.
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occupational segregation contributes to a __ , which refers to the disparity between women's and men's earnings. group of answer choices domestic divide sexual wage differentiation pay gap comparable worth distinction
Occupational segregation contributes to 2) sexual wage differentiation, which refers to the disparity between women's and men's earnings.
What is sexual wage differentiation?Men and women receive varying amounts of on-the-job training, and the smaller investment made by women in their jobs is typically related to their intentions to put their families first. This is called sexual wage differentiation.
What is occupational segregation?When one demographic group is either overrepresented or underrepresented in a particular employment area, occupational segregation results.
Gender segregation in the workplace refers to the propensity of men and women to work in various professions (Blackburn et al., 2002). It is a significant demographic issue for industrialized civilizations and a major cause of social inequality (Watts, 1998). (Charles and Grusky, 2004).
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suppose that, in an attempt to combat severe inflation, the government decides to decrease the amount of money in circulation in the economy. this monetary policy action demand for goods and services in the economy, leading to prices for products. in the short run, the change in prices induces firms to produce goods and services. this, in turn, leads to a unemployment level. based on this analysis, the economy faces the following trade-off between inflation and unemployment: lower inflation leads to unemployment.
if there is a rise in the money supply, people would have more money, which would stimulate spending. A boost in demand would result from increased consumption.
Prices increase when supply outweighs demand. When prices rise, manufacturers are encouraged to increase output in order to boost their profit margin. More factors of production would be required in order to increase production. Thus, more workers would be employed. In turn, unemployment would decrease. In other words, unemployment and inflation have a trade-off for the economy: lower inflation leads to reduced unemployment.
The level of deflation as well as the total amount of spending in a country may be impacted by fiscal policy.
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different forms of businesses have different characteristics. which of the following characteristics would apply to a corporation? check all that apply.
Option C. Under the heading "Various forms of enterprises have different features," we can classify behavioral finance, security analysis, portfolio theory, and market analysis.
A form of wholly independent corporation with stockholders. one of the trickiest business models. Limited Liability Company (LLC): A hybrid of a corporation and a partnership that makes it simpler for small enterprises to get started. one of the most well-liked business models for new companies. one of the most well-liked business models for new companies. Nonprofit Organization: A category of company that donates its profits to charity. tax-exempt, but subject to particular guidelines. A cooperative (Co-op) is a company that is owned and run for the benefit of the customers who make up the organisation.
An organisation that employs economic resources to offer products or services to clients in exchange for cash or other goods and services is referred to as a business entity. Business entities occur in a variety of forms.
Different forms of businesses have different characteristics. which of the following characteristics would apply to a corporation? check all that apply.
A. Easier to transfer ownership in the form of stock.
B. Exempt from double taxation
C. Chartered by a state and is its own legal entity separate and distinct from its owners and managers.
D. Owned by single individual.
E. Has unlimited life
Owners have limited liability.
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Refer to the T-account below: Raw Materials 15,0009) 85,000 25,000 Balance forward 75,000 Balance Entry (5) could represent which of the following? a. Payments for raw materials. b. Requisitions of raw materials to be used in production. c. Purchases of raw materials. d. Overhead cost applied to Work in Process.
This could represent c. Purchases of raw materials.
A collection of accounting transactions that employ double-entry accounting are referred to informally as T-accounts. Because of the way the financial entries are organized, the account is known as a T-account. Just above the T, the account title may be seen.
In the scenario below, a business receives a $10,000 rent invoice itself from landlord for the month of July. The T account indicates that a $10,000 debit to the rent cost account and a $10,000 credit here to accounts payable account will both occur.
A T-Account is a graphic representation of a general ledger account's journal entries. The debits are shown visually upon that left side of both the T in this way.
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Therefore the correct option is C, raw material purchases.
T-accounts are an informal term used to describe a group of double-entry accounting transactions.
The account is referred to as a T-account because of how the financial entries are set up. The account title may be seen directly above the T.
In the example below, the landlord sends the firm a $10,000 rent invoice for the month of July. The T account shows that a $10,000 debit will be made to the rent cost account and a $10,000 credit will be made to the accounts payable account.
The journal entries for a general ledger account are shown graphically in a T-Account. This is how the debits are graphically shown on the T's left side.
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under what conditions is the current organizational structure of dropbox most likely to be effective? when following an unrelated diversification strategy when there is a single business mission when the organization is following a product development strategy when following a related diversification strategy for the business
Under the following conditions is the current organizational structure of dropbox most likely to be effective : when there is a single business mission.
When a company generates less than 70% of its income from a single business and generates additional revenue from related business lines, it is using a related diversification strategy. Related diversification occurs when a company enters a new industry that significantly resembles one or more of its current industries. Since both movies and television shows are considered forms of entertainment, Disney's acquisition of ABC serves as an example of related diversification. Often, what makes linked diversification an appealing strategy is the possibility to turn cross-company strategic synergies into a competitive advantage over business competitors whose operations do not offer.
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which of the following technologies describes how super-resolution imaging can track a single molecule inside of a cell, even though the resolution limit of light is much larger than the molecule being tracked?
Computation of central peak position based on intensity profile describes how super-resolution imaging can track a single molecule inside of a cell, even though the resolution limit of light is much larger than the molecule being tracked.
In order to process scientific data, it is frequently necessary to recognise and measure the peaks in a signal, as well as their positions, heights, widths, and/or areas. One method to achieve this is to take use of the fact that the first derivative of a peak has a downward-going zero-crossing at the peak maximum. But because of the noise, a true experimental signal might experience multiple false zero-crossings if random noise were present. The approach given here avoids this problem by smoothing the first derivative of the signal before looking for downward-going zero crossings. When the original signal surpasses a particular minimum, only zero crossings whose slope exceeds a specific predefined minimum are then taken into consideration.
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if a brand wanted to double its contribution to the overall company revenue goal, which of the following options would be the safest?
If you want your business to bring in more money, there are only 4 Methods to Increase Revenue: increasing the number of customers, increasing average transaction size, increasing the frequency of transactions per customer, and raising your prices.
What is Revenue?Revenue is money brought into a company by its business activities. There are different ways to calculate revenue, depending on the accounting method employed. Accrual accounting will include sales made on credit as revenue for goods or services delivered to the customer. Under certain rules, revenue is recognized even if payment has not yet been received.It is necessary to check the cash flow statement to assess how efficiently a company collects money owed. Cash accounting, on the other hand, will only count sales as revenue when payment is received. Cash paid to a company is known as a "receipt." It is possible to have receipts without revenue. For example, if the customer paid in advance for a service not yet rendered or undelivered goods, this activity leads to a receipt but not revenue.To learn more about revenue refer to:
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If a brand wants to double its contribution to the overall company revenue goal, there are a few options that could be considered, but some may be safer than others.
What are the potential option that is safest for company?Increasing prices: This option could be considered a safe option as it directly increases revenue without increasing the costs. However, it could also lead to a decrease in sales volume, and could impact the brand's reputation if customers perceive the prices as too high.Expanding the product line: This option could be considered a safe option as it allows the brand to appeal to a wider range of customers, leading to an increase in sales volume. However, it could also increase the costs for the brand if it needs to develop new products or acquire new inventory.Investing in marketing and advertising: This option could be considered a safe option as it can help to increase brand awareness and drive sales. However, it can also be costly, and it is important to ensure that the marketing and advertising strategy is well-targeted to reach the right audience.Expanding into new markets: This option could be considered a safe option as it allows the brand to reach new customers and increase revenue. However, it can also be risky as the brand must understand the new market and adapt its products and services accordingly.In summary, all of the options have its own pros and cons, and it would depend on the brand's specific circumstances to determine the safest option. However, increasing prices and expanding the product line could be considered as safer options as it directly increases revenue without increasing the costs. Investing in marketing and advertising and expanding into new markets are also options but it could come with more risks.To learn more about potential option refer:
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financial statements must be prepared in a specific order so that information from the preceding financial statement may be placed into the next financial statement. identify which of the following statements is correct regarding preparation of financial statements:
It can be identified as- Because information from one statement is used in the next, financial statements are put together in a specific order.
The trial balance, the adjusted trial balance, the income statement, the balance sheet, and the statement of owner's equity are the next steps in the procedure.Adjusting entries are made following the completion of the trial balance. Wages payable, accumulated depreciation, and prepaid office supplies are a few examples of accounts that frequently need to be adjusted. All the accounts are included in the adjusted trial balance after the necessary adjusting entries have been made. The financial statements are put together using these sums.To know more about financial statements here
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an economic model can accurately explain how the economy is organized because it is designed to include, to the extent possible, all features of the real world.
a. true
b. false
The answer is false. Because it is made to encompass as many aspects of the real world as is practical, an economic model can be used to illustrate how the economy is structured with accuracy.
Although the frontier of production possibilities is a valuable paradigm, economic progress cannot be represented by it. No economic model can capture reality perfectly. However, the creation, testing, and revision of models themselves compels economists structured and decision-makers to narrow their understanding of how economies function. An key characteristic of an economic model is that, due to the lack of any objective metrics for economic results, its design must unavoidably be subjective.
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T/F although free trade provides benefits for consumers, it is often argued that import protection should be provided to domestic producers of strategic goods and materials vital to the nation's security.
A quota is a charge imposed on an item that is being imported into a nation. False. The amount of a good that can be imported into a country is restricted by a quota.
How do you use impose?
I don't want them to impose their religious ideas on my children because that would be forcing them to embrace something, especially a belief or way of life. The way this office is run needs to be put under some sort of control. He wants the government to put tight restrictions on who can own dogs. The Latin word imponere, which means "to place upon, inflict, or deceive," is the source of the noun "imposed." A tax that is imposed upon you by the law. The verb imposer, which means "to lay a burden," from Middle French is where the English phrase derives from. Therefore, if you are subjected to an imposed visit by an undesirable visitor, you must put up with it.
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refer to the two tables below, which show, respectively, the willingness to pay and the willingness to accept of buyers and sellers of individual bags of oranges. for the following questions, assume that the equilibrium price and quantity depend on the following changes in supply and demand. also assume that the only market participants are those listed by name in the two tables. in addition, assume that each seller is only able to sell one bag of oranges and each buyer is only able to buy one bag of oranges during the period represented by the data in the tables. further, assume that the equilibrium price is known to all participants in the market.
A) All consumers are willing to buy at the equilibrium price because it is less than their maximum willingness to pay. Because the price is higher than the producers' minimum acceptable price, Equilibrium Quantity = 6.
What is a consumers?A consumer is a person or group who intends to order or uses purchased goods, products, or services primarily for personal, social, family, or household needs and is not directly related to entrepreneurial or business activities. The term is most commonly used to describe someone who buys goods and services for personal use.
b)
Producer Minimum Acceptable Price
Carlos 7
Courtney 8
Chuck 9
Cindy 10
Craig 11
Chad 12
After tax the minimum acceptable price increases for each producer by $2.
Only four producers are willing to supply at the old equilibrium price of $10, and all six consumers are willing to buy. There is no supply and demand equilibrium.
We Increase the price & see the change.
At $11, Only 5 producers are willing to supply
And while 5 consumers are willing to buy, Betty is no longer interested because the price exceeds her maximum willing to pay.
So $11 is new equilibrium price and New equilibrium quantity = 5.
Orange bags were being overproduced by 1 bag.
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There is a constantly recuring issue between human resources departments and operating managers as to who should make critical human resources-related decisions. Line managers claim they are responsible for results; therefore, they should have the authority to hire, fire, compensate, and perform other human resources activities. However, when operating managers are given complete control, inequities and inconsistencies arise.
1. You are the executive president of ITN Logistics Itd. And were asked to resolve this dispute, which argument would you agree with and why?
2. Can you suggest a compromise that would allow line managers to make these decisions constantly?
The operations team should have the authority to control over the inequities and inconsistencies arise, as they must convey the requirement of the kinds of employees so that the human resources can hire and fire according to it.
What to suggest a compromise that would allow line managers to make these decisions constantly?Some of the suggestions are-
Communicate and foster a strong culture. Review Compensation and Benefits.Develop internal talent, put wellness initiatives in place, and ensure compliance.Accept analytics and technology.Understand the strategic objectives of your organization.Thus, The operations team should have the authority to control over the inequities and inconsistencies arise.
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Maturity date: At the maturity date, the bondholder returns the bond to the corporation and receives cash equal to the bond's face value.
The principal amount of a note, draught, acceptance bond, or other the debt instrument becomes due on the maturity date.
The principle investment is returned to the investor on this date, which is typically printed on the certificate of the relevant amount instrument, and the interest payments that were routinely made throughout the bond's existence come to an end. The due date (termination date) by which an instalment debt loan must be the fully repaid is often referred to as the maturity date. The term "maturity date" also refers to the deadline for the making a full payment on an instalment loan.
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FILL IN THE BLANK Chef Brown's health store sells nutritional, energy-producing foods. Product prices are adjusted frequently to meet the needs of individual customers and situations. For example, long time customers receive discounts. This strategy is most likely an example of __________ pricing
Chef Brown's health store sells nutritional, energy-producing foods. Product prices are adjusted frequently to meet the needs of individual customers and situations. For example, long time customers receive discounts. This strategy is most likely an example of dynamic pricing.
Dynamic pricing often referred to as demand pricing, or time-based pricing, is a tactic used by companies to change the price of their products in response to shifting demand.
For instance, an airline may adjust seat rates according on the type of seat, the number of available seats, and the remaining time until takeoff.
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In question 5 above, you calculated what the schedule would look like if Janet had made one $285.05 payment in January 2022. You did it by hand, but the Bankrate calculator has a feature that allows you to adjust the entire schedule.
Using the Bankrate.com loan calculator, enter in the original loan amount, loan term, and interest rate.
Then, click on "Calculate" to get the monthly loan payment of $185.05.
Click "Show Amortization Schedule" and scroll down to the table. Make sure that the "Start Date" of the payment in the table is 12/01/2020.
Click on "ADD EXTRA PAYMENTS" under the blue Calculate button. Add an extra one-time payment of $100 in January 2022 and click the blue button "APPLY for EXTRA PAYMENTS."
Now, scroll down to January 2022 in the amortization table. You should see that there is now a one-time payment of $285.05 for that month.
How did the extra, one-time payment of $100 affect the total interest Janet pays on the loan?
What was the impact on the number of months it will take Janet to pay off her loan?
This new calculation has Janet curious -- if she’d been making $285.05 payments for the entire duration of the loan*,
what would be the impact on the total interest Janet would have paid?
what would be the impact on the number of months to pay off the loan?
Reset Janet’s loan back to $3500, 24% interest, but pretend she decided from the start that her pay-off goal was 4 years instead of 2.
What is Janet’s new monthly payment?
Look at the very first payment month. What do you notice about the principal and the interest?
Explain how your answer in part c created the change in interest you noticed in part b.
What would be the benefit of taking a longer time to pay back your loan (ex: 4 years instead of 2)?
If Janet got a year-end bonus that would allow her to make a payment of $285.05 in January 2022, the amortization schedule's line for that date would appear as follows:
Date Payment Principal Interest Balance
$3500
01/01/2022 $285.05 $215.05 $70 $3284.95
The annual interest rate used in this amortization scheme is 24%.
($3,500 x 24% x 1/12) Equals $70 in interest expenses.
Repayment of Principal: $215.05 ($285.05 - $70)
The amortization schedule will so display that Janet has a balance due of $3,284.95.
An amortization schedule, also known as an amortization table, is a table that lists each instalment of a loan that is being repaid over time. The calculator will also provide an annual and monthly amortization schedule for each computation. An amortised loan will have two payments per repayment: one for interest and the other for the principal, which will change each pay period. The precise amount that will be paid toward each is shown on an amortization schedule together with the interest and principle that have already been paid and the principal balance that remains at the end of each pay period.
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adjusting entries help a company accurately measure (select all that apply.) multiple select question. the company's financial performance. revenues and expenses for the period. the cash received and paid during the year.
Adjusting entries helps a company accurately measure 2) and 3) of the given options that are revenues and expenses for the period, the cash received and paid during the year.
What is cash-basis accounting?With cash-basis accounting, revenue is recorded when funds are received and expenses are recorded when they are paid.
Instead of when they are incurred, transactions are documented using this way when money is exchanged.
Small organizations and individuals frequently adopt this strategy since it is straightforward and simple to understand.
In contrast to accrual-basis accounting, which records transactions as they happen regardless of when cash is received or paid, it might not offer an accurate financial picture.
In addition, cash-basis accounting might not adhere to GAAP and might not be accepted for tax or financial reporting purposes.
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Risk assessment involves all of the following except:
a. identification of the hazard
b. assessment of the exposure
c. dose-response assessment
d. characterization of the risk
e. financial costs of the predicted
All of the following are involved in risk assessment, with the exception of: a. hazard identification; b. exposure assessment; and c. dose-response assessment.
What is a good illustration of identification?
a card or document used to prove someone's or something's identity. Identification is acceptable in the form of a driver's license. Proof of identification is proof.IDENTIFICATION is defined in the Britannica Dictionary. 1.: the process of determining a person's identity or the nature of an object; identificationBirth certificates, driver's licenses, and social security cards are only a few examples of the crucial documents that constitute personal identifying information. It also contains identification cards from the government and employers, as well as documentation like passports, licenses for carrying weapons, and visas.
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All of the following are involved in risk assessment, with the exception of: a. hazard identification; b. exposure assessment; and c. dose-response assessment.
What is a good illustration of identification?
a card or document used to prove someone's or something's identity. Identification is acceptable in the form of a driver's license. Proof of identification is proof.
IDENTIFICATION is defined in the Britannica Dictionary. 1.: the process of determining a person's identity or the nature of an object; identification
Birth certificates, driver's licenses, and social security cards are only a few examples of the crucial documents that constitute personal identifying information. It also contains identification cards from the government and employers, as well as documentation like passports, licenses for carrying weapons, and visas.
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