Discuss this statement: ""One might consider the innovation process to be threefold:"" What are the three processes and how important are they to the technology forecasting process.

The expression that may be used to determine the account value 10 years from now is F [4,800(P/A, 12 % , 10 ) ) [(F/P, 12 % , 10) ). The correct option is a.

Tom started investing, as soon as he started his first job, at the rate of $400 per month as soon as get paid into a savings account that earns an interest of 1 % per month.

The expression is: F = 4,800(P/A, 12%, 10) [(F/P, 12%, 10)].

This expression can be used to determine the account value 10 years from now. It states that the future value (F) of the account is equal to the present value (P) multiplied by the number of payments (A) times the periodic interest rate (r) to the power of the number of periods (n).

Thus, the correct answer is option a. F [4,800(P/A, 12 % , 10 ) ) [(F/P, 12 % , 10) )

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The firm's days sales outstanding is 91.25 Days. The Option C is correct.

Days sales outstanding (DSO) is a measure of the average number of days it takes a company to collect payment after a sale has been made. It can be calculated as accounts receivable divided by average daily sales.

Data

Accounts receivable = $17,500 million

Net sales = $70,000 million

The Average daily sales is calculated as:

= Net sales / 365

= $191.78 million per day

The Days sales outstanding is calculated as:

= Accounts receivable / Average daily sales

= $17,500 million / $191.78 million per day

= 91.25 days

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The engagement acceptance process properly be completed in PACE D)After the client has signed the engagement agreement.

The engagement acceptance process should be completed after the client has signed the engagement agreement in PACE. After the client signs the engagement agreement, the engagement acceptance procedure can be completed in PACE.

PACE is a platform for customer relationship management. It offers several solutions to improve communication with the client, manage projects, and provide excellent service.

The following are the three essential steps for an engagement in PACE.

1. Identification and acceptance of customers.

2. Engagement letter creation and submission.

3. Maintain contact and communication with customers.

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The procedure editing the general ledger if you are not in the edit ledger screen include accessing financial tap from transaction menu, select edit transaction option and the required transaction to edit, select general ledger button, and make necessary changes.

To edit the general ledger if you are not in the edit ledger screen, you need to follow the below-given procedure:

1. Click on the 'Transaction' menu, then select 'Financial'.

2. Click on the 'Edit Transaction' option.

3. Select the transaction you want to edit from the 'Transaction Type' list.

4. Click on the 'Next' button.

5. Click on the 'General Ledger' button.

6. Edit the general ledger account you want to change.

7. Click on the 'Save' button.

8. Click on the 'Finish' button.

9. Your edited transaction will be updated in the general ledger.

Thus, by following these steps, you can edit the general ledger if you are not in the edit ledger screen.

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If we only consider the pipeline inventory and ignore the cost of air shipments, air shipments would save 94.3% in holding costs compared to ocean shipments,

To calculate the holding cost savings of air shipments, we need to compare the pipeline inventory cost for ocean shipments and air shipments.

Assuming that the annual holding cost is based on the value of the product and is incurred on pipeline inventory only, we can calculate the pipeline inventory cost for both options as follows:

Since we are only interested in the holding cost savings of air shipments, we can calculate the percentage of savings as follows:

Percentage of holding cost savings = (Pipeline inventory cost for ocean shipments - Pipeline inventory cost for air shipments) / Pipeline inventory cost for ocean shipments x 100%

Therefore:

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1. The process of degerming QBI is known as the QBI Deduction.

2. The best business entity for Henry would be an S Corporation.What is QBI?QBI (Qualified Business Income) is a deduction for pass-through entities such as partnerships, sole proprietorships, trusts, and S corporations. This deduction can reduce the taxable income of a taxpayer.

The process of degerming QBI is known as the QBI Deduction.Henry wants to start a new business, and he is concerned about the liability. He would like to have flow-through taxation. At some point, he would like to be able to easily sell interests in the business, but he does not expect to have more than 20 investors. He does not want to pay self-employment taxes on all income.

The best business entity for Henry would be an S Corporation. This business entity type would provide him with limited liability for personal assets and flow-through taxation. He can sell his interests easily, but there is a limit of 100 shareholders. Additionally, if he pays himself a salary, he would only pay self-employment taxes on his salary and not the entire income.

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The procurement function is where all buyers report under the center-led organizational paradigm.

A core procurement team that is responsible for establishing the rules, procedures, infrastructure, best practices, and knowledge exchange is part of a center-led structure. The majority of large firms with international operations use this model.

You can define strategic sourcing as follows. An institutional procurement procedure; "an approach to supply chain management that formalizes the way information is acquired and used so that an organization can leverage its combined purchasing power to get the best prices in the market.

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Growth rates are the chance changes in a variable over time. The US profitable growth rate will be 1.70% in 2016- 2017.

Growth rates are calculated by taking the difference between the end and start values of the period anatomized and dividing by the launch value. The time ages used for growth rates are most generally periodic, daily, yearly, and daily.

Given:

year   Nominal GDP      GDP deflator     Growth

2016    18,707                   106.04               0.73%

2017    19,485                   107.97               0.64%

economic growth = nominal GDP% - % price level - % population

Nominal GDP of 2016-2017:

= {(19,585-18707)/18,707} *100

= 4.158 or 4.16%.

Price Level = {(107.97-106.04)/106.04} *100

= 1.82 %.

Therefore, Economic growth,

= 4.16% -1.82%-0.64%

=1.70 %

The US profitable growth rate will be 1.70% in 2016- 2017.

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The price elasticity of demand for the given situation is -0.158.

This can be calculated using the midpoint formula, which is:
Price Elasticity of Demand = (ΔQ/Q) / (ΔP/P)

In this case, ΔQ = 100 - 90 = 10, and ΔP = 20 - 10 = 10. Thus,
Price Elasticity of Demand = (10/100) / (10/10) = -0.158.

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The first step in the selection process involves interviewing the candidates to assess their qualifications and suitability for the position, done through one-on-one interviews, group interviews, phone interviews, or video interviews.

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Answer:

Delara might benefit from a credit card with a long grace period because it would give her more time to pay off her expenses without accruing interest charges. A grace period is the amount of time between the end of a billing cycle and the due date for payment, during which no interest is charged on the balance. A longer grace period means more time for Delara to pay off her expenses without incurring additional interest charges, which could help her avoid falling further into debt. Additionally, if she needs to make a large purchase that she cannot afford to pay off immediately, a credit card with a long grace period would give her more time to pay off the balance without being charged interest. However, it's important for Delara to also consider other factors when choosing a credit card, such as the interest rate, annual fees, and rewards programs, to ensure she selects the best card for her financial situation.

Explanation:

The payments for the unrestricted ARM are $1,191.30 per month, the loan balance after five years is $129,784, and the yield for the ARM is 37.34%.

To compute the payments, loan balances, and yield for the unrestricted ARM, we need to follow these steps:

Step 1: Calculate the starting interest rate for the ARM

Starting interest rate = Index rate + Margin

Starting interest rate = 1-year treasuries rate + 2%

Starting interest rate = 7% + 2%

Starting interest rate = 9%

Step 2: Calculate the monthly payment for the ARM

We can use the formula for a fully amortizing loan to calculate the monthly payment:

Monthly payment = Loan amount x (interest rate/12) / (1 - (1 + interest rate/12)^(-n))

Where n = number of payments (30 years x 12 months per year = 360 months)

Loan amount = $150,000 - 2% discount points = $147,000

Interest rate = 9% / 12 = 0.75%

Monthly payment = $1,191.30

Step 3: Calculate the loan balance after five years

To calculate the loan balance after five years, we need to know the outstanding principal balance at the end of each year. The amortization schedule for the ARM shows that the outstanding principal balance at the end of each year is as follows:

Year 1: $144,063

Year 2: $140,720

Year 3: $137,229

Year 4: $133,585

Year 5: $129,784

Step 4: Calculate the yield for the ARM

The yield for the ARM can be calculated using the following formula:

Yield = (Total interest paid + Loan balance after five years) / Loan amount

Total interest paid = Total payments - Loan amount

Total payments = Monthly payment x number of payments (5 years x 12 months per year = 60 months)

Total payments = $1,191.30 x 60 = $71,478

Total interest paid = $71,478 - $147,000 = -$75,522 (negative interest means the borrower paid less interest than the loan amount)

Loan balance after five years = $129,784

Yield = (-$75,522 + $129,784) / $147,000

Yield = 37.34%

Therefore, the payments for the unrestricted ARM are $1,191.30 per month, the loan balance after five years is $129,784, and the yield for the ARM is 37.34%.

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A linear programming problem is Maximize z = x1 + y1 + x2 + y2 + x3 + y3 Subject to: 8x1 + 6y1 ≤ 1005 x2 + 12y2 ≤ 8010 x3 + 4y3 ≤ 102 x1, x2, x3, y1, y2, y3 ≥ 0.

A manufacturing company produces a final product that is assembled using one each of three different parts. The parts are manufactured within the company by two different departments. The two departments produce the three parts at different rates. This problem can be formulated as a linear programming problem (LPP).

A linear programming problem (LPP) is a technique that uses linear relationships to optimize or maximize the outcome of an equation or set of equations with constraints. A linear programming problem (LPP) can be defined as an optimization problem with constraints that have linear relationships.

The optimal solution is defined as the best possible solution among all other solutions that satisfy the constraints. The linear programming problem is also called the optimization problem. The linear programming problem (LPP) is a mathematical optimization method to find the best possible outcome or solution in a given model.

Let x1, x2 and x3 be the number of parts produced by department 1 for parts 1, 2 and 3 respectively. Let y1, y2 and y3 be the number of parts produced by department 2 for parts 1, 2 and 3 respectively.

The objective function is to maximize the number of parts produced by departments 1 and 2 together. The total number of parts produced is given by:

z = x1 + y1 + x2 + y2 + x3 + y3

Department 1 can work for 100 hours per week and department 2 can work for 80 hours per week. Thus, the total hours available per week are 100 + 80 = 180 hours.

Part 1 requires 8 hours of work by department 1 and 6 hours of work by department 2. Thus, the total time required for Part 1 is:

8x1 + 6y1 ≤ 100

Part 2 requires 5 hours of work by department 1 and 12 hours of work by department 2. Thus, the total time required for Part 2 is:

5x2 + 12y2 ≤ 80

Part 3 requires 10 hours of work by department 1 and 4 hours of work by department 2. Thus, the total time required for Part 3 is:

10x3 + 4y3 ≤ 102

Non-negativity constraints:

x1, x2, x3, y1, y2, y3 ≥ 0

The above problem can be mathematically formulated as: Maximize z = x1 + y1 + x2 + y2 + x3 + y3 Subject to:8x1 + 6y1 ≤ 1005x2 + 12y2 ≤ 8010x3 + 4y3 ≤ 102x1, x2, x3, y1, y2, y3 ≥ 0. Thus, the above linear programming problem is formulated as required.

Note: The question is incomplete. The complete question probably is: A manufacturing company produces a final product that is assembled using one each of three different parts. The parts are manufactured within the company by two different departments. Owing to the different set up of the mechanics, the two departments produce the three parts at different rates. Table 2 gives the production rates and the available time per week to manufacture these three parts. Formulate this problem as a linear programming problem (LPP). Table 2:

Department     Available hours per week         Production rate (Units per hour)

                                                                          Part 1           Part 2        Part 3

1                        100                                           8                   5                10

2                       80                                             6                   12               4

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SWOT analysis of Bonova, Covikil, Naprosyn is based on:

SWOT analysis for Bonova:

- Strengths:

- Weaknesses:

-Opportunities:

- Threats:

SWOT analysis for Covikil:

- Strengths:

- Weaknesses:

- Opportunities:

- Threats:

SWOT analysis for Naprosyn (Radiant Pharmaceuticals Limited):

- Strengths:

- Weaknesses:

- Opportunities:

- Threats:

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The net cash flow from operating activities for Covington Corporation when calculated using the indirect method by adjusting the net income of $100,300 is $97,200.

The net cash flow from operating activities for Covington Corporation is calculated using the indirect method. To arrive at the net cash flow from operating activities, you will need to adjust the net income of $100,300 for changes in the current operating assets and liabilities, which is shown in the comparative balance sheet.

Therefore, the net cash flow from operating activities is calculated as follows:

Net income of $100,300 + (Decrease in Accounts Receivable of -$4,600) + (Increase in Inventory of $7,900) + (Decrease in Accounts Payable of -$3,500) + (Decrease in Dividends Payable of -$2,000) = Net Cash Flow from Operating Activities of $97,200.

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A party who has justifiably relied on an oral contract may use promissory estoppel if the courts will not enforce it, because of the failure of a writing.

Promissory estoppel is a doctrine of law that can be utilized in a variety of legal circumstances, including contract, tort, and property cases. A plaintiff who has justifiably relied on the defendant's conduct or words to their detriment can utilize promissory estoppel to seek equitable relief such as damages or the enforcement of a contract.

Promissory estoppel is a doctrine in contract law that allows a party to seek legal remedy based on the reliance of one party on the promises of another party.

The doctrine of promissory estoppel comes into play when one party makes a promise to another party who relies on that promise, causing the promise to be legally enforceable. It can apply even in situations where no actual contract was formed. In other words, if one party makes a promise to another party and the other party relies on that promise, the promissory estoppel doctrine can be used to enforce the promise.

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The compass card developed by O'Toole is a tool that helps us understand the interdependence of four key values: Liberty, Efficiency, Equality, and Community.

These values are interconnected, and each one influences the others. The compass card can be applied in a business context, where it is translated into four values: Meritocracy, Behaviorism, Egalitarianism, and Humanism.

Meritocracy values individual talent and effort, and rewards performance. Behaviorism focuses on measurable outcomes and uses incentives to encourage desired behavior. Egalitarianism prioritizes fairness and equality, and Humanism emphasizes the importance of human relationships and well-being.

By using the compass card and its business translation, companies can better understand how their decisions and actions impact various stakeholders and strive to balance these four values to create a more sustainable and ethical business.

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This means that the lessee recognizes lease payments as an expense over the lease term and does not recognize the leased asset on its balance sheet.

The correct statements about the classification and accounting for leases are:

- Under U.S. GAAP, lessees classify leases as either financing leases or operating leases.
- Under U.S. GAAP, lessors classify leases as either sales-type leases or operating leases.
- Under international standards, lessors classify all leases as operating leases.
- Under international standards, lessees classify all leases as operating leases.

Under U.S. GAAP, leases are classified by both lessees and lessors. Lessees classify leases as either financing leases or operating leases, while lessors classify leases as either sales-type leases or operating leases. The classification of a lease depends on various factors, such as the transfer of ownership, the lease term, and the present value of the lease payments.

Under international standards, all leases are classified as operating leases by lessors. This means that the lessor continues to recognize the leased asset on its balance sheet and recognizes rental income over the lease term. Lessees, on the other hand, classify all leases as operating leases under international standards. This means that the lessee recognizes lease payments as an expense over the lease term and does not recognize the leased asset on its balance sheet.

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The price of the bond today, expected price, Capital Gains and Current Yield are $1,057.67, $1,087.94, 4% and 4.1% respectively.

1A. To answer this question, we need to use the formula P = C / {[(1 + r)n - 1] / [r(1 + r)n]} + F / (1 + r)n, where P is the price of the bond, C is the coupon, r is the yield to maturity, n is the number of years until maturity, and F is the face value of the bond. For this bond, C = 7.33%, r = 8%, n = 20, and F = $1,000.

Plugging these values into the equation gives P = $1,057.67. Thus, the price of the bond today should be $1,057.67, rounded to the nearest two decimal places.

1B. To answer this question, we need to use the same formula as in part A. For this bond, C = 4.9%, r = 5.03%, n = 11, and F = $1,000. Plugging these values into the equation gives P = $1,087.94. Thus, the expected price of the bond in one year should be $1,087.94, rounded to the nearest two decimal places.

1C. To answer this question, we need to calculate the Capital Gains Yield. This is done using the formula CGY = {P0 - P1} / P1, where P0 is the price of the bond today, and P1 is the price of the bond in one year. For this bond, P0 = $1,019.84 and P1 = $1,056.15.

Plugging these values into the equation gives CGY = 0.04, or 4%. Thus, the expected Capital Gains Yield for this bond is 4%.

1D. To answer this question, we need to calculate the Current Yield. This is done using the formula CY = C / P0, where C is the coupon and P0 is the price of the bond today. For this bond, C = 4.27% and P0 = $1,053.84. Plugging these values into the equation gives CY = 0.041, or 4.1%. Thus, the expected Current Yield for this bond is 4.1%

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1. The era of mass marketing led to product commoditization, where branding and advertising strategies became less effective.

2. Business Markets (B2B) have been more aware of each customer's buying habits, preferences and peculiarities.

3. Modern CRM  is collected, mined, and converted into meaningful strategic pieces of information.

4. The exhibit "Why Individual Marketing (Micro) is the future" aims to maximize the value created by each customer and each product, by being customer-centric and product-centric.

As a result, Customer Relationship Management (CRM) became an inevitable and imperative component of business strategy. The objective of customer centricity is to maximize the market share, as well as the number of customers reached.

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The global sports sponsor with the most compelling and successful sports marketing/sponsorship program is Nike. Nike is a multinational corporation that designs, develops, and sells athletic footwear, apparel, and equipment.

Nike has a strong presence in various sports, but their most notable partnership is with the sport of basketball. Nike sponsors numerous NBA players and has official partnerships with several NBA teams, including the Los Angeles Lakers and the Brooklyn Nets. Nike also sponsors USA Basketball, the governing body for basketball in the United States.

Nike's global program for basketball includes the development of innovative basketball products, sponsorship of elite basketball players and teams, and hosting basketball events and clinics around the world. Nike has also created a digital platform, the Nike App, which offers personalized training programs, coaching tips, and exclusive content for basketball players.

What sets Nike apart from other sports sponsors is their ability to create a strong emotional connection with consumers through their brand storytelling. Nike's "Just Do It" campaign has become iconic and resonates with people around the world, inspiring them to push themselves beyond their limits.

Nike's marketing campaigns also feature diverse and inclusive athletes, which has helped them connect with a broad audience. Their marketing efforts extend beyond traditional media, and they have embraced social media platforms.

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The answer is False.

Typically, a company’s operating margin is higher than its profit margin is a false statement.

A sort of business structure called a company is one in which the owners are not the same legal  as the company. More reporting requirements and higher-level duties make it a rough corporate structure with greater setup and administration costs.

Although a corporation might conceivably be managed by a single person, a company by definition needs to have many owners.

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Smith Company applies overhead on the basis of 150% of the direct labor cost of $200,000.

Job No. 176 is charged with $160,000 of direct materials costs and $170,000 of manufacturing overhead. The total manufacturing costs for Job No. 176 is $530,000.What is Job Costing?

Job costing is an accounting method used to determine the cost of a particular job or order by collecting and analyzing cost data for every aspect of the job from beginning to end. It is used in manufacturing or services firms that manufacture unique products, and every order or batch is different.

Every job has its own unique set of specifications that must be adhered to in order to produce a finished product. The formula for calculating total manufacturing cost: Total manufacturing cost is equal to the sum of the direct material cost, direct labor cost, and manufacturing overhead cost incurred while producing a product, i.e. Total Manufacturing Cost = Direct Materials + Direct Labor + Manufacturing Overhead Now, we will apply the formula and find out the total manufacturing cost for Job No. 176.

Direct Materials Cost = $160,000 Manufacturing Overhead = $170,000Direct Labor Cost = ?Direct Labor Cost = Manufacturing Overhead/150%Direct Labor Cost = $170,000/1.5Direct Labor Cost = $113,333.33Total Manufacturing Cost = Direct Materials Cost + Direct Labor Cost + Manufacturing Overhead Total Manufacturing Cost = $160,000 + $113,333.33 + $170,000Total Manufacturing Cost = $443,333.33Total manufacturing costs for Job No. 176 are $443,333.33. Therefore, the correct option is e. none.

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The type of promotion that the new car dealer owner is encouraging by maintaining records on customer purchases and contacting them every three years to present new car models face-to-face is personal selling.

Personal selling is a promotional technique that entails the use of salespersons to engage with prospective customers in order to create customer value, communicate customer value, and close deals.

Personal selling involves face-to-face communication with the potential customer, with the aim of building a relationship with the buyer and persuading them to make a purchase. Salespeople engage in selling by establishing a connection with the buyer, identifying their needs, and suggesting the appropriate product to meet those needs.

In conclusion, the promotion that the new car dealer owner is encouraging is personal selling.

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Dear Mr. Very Rich,

Thank you for choosing our financial planning company to assist you with your investment goals. After careful consideration and analysis, we have developed an investment plan that we believe will help you to achieve your goal of doubling your money within five years while also diversifying your portfolio.

Our investment plan includes the following strategies:

1. Stock Market: We recommend investing 40% of your funds into the stock market. This strategy has the potential for high returns, but it also comes with a higher level of risk. However, since you are not risk averse, this strategy may be a good fit for you.

2. Real Estate: We recommend investing 30% of your funds into real estate. This strategy typically offers more stable returns and is less risky than the stock market. However, it also typically has lower returns than the stock market.

3. Bonds: We recommend investing 20% of your funds into bonds. This strategy typically offers lower returns but is also less risky than the stock market and real estate.

4. Commodities: We recommend investing 10% of your funds into commodities such as gold or silver. This strategy can offer high returns, but it also comes with a higher level of risk.

In conclusion, we believe that this investment plan will help you to achieve your goal of doubling your money within five years while also diversifying your portfolio. We look forward to working with you to implement this plan and achieve your financial goals.

Sincerely,

[Your Name]
[Your Company]

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The main limitation of aligning information systems with organizational strategy is that adapting the IS to new versions of business processes can be complex and time-consuming.

This process can also be difficult when organizations merge or divisions are sold. The steering committee provides a forum for the IS department to voice their complaints about the users and provide a strong technical support base for users, but this does not make the process of aligning the IS direction with the organizational strategy any easier.

Aligning the IS with organizational strategy can be a time-consuming and complex process due to the need to adapt the IS to new versions of business processes. When organizations merge or divisions are sold, this process can be even more difficult.

The steering committee can help by providing a forum for the IS department to voice their complaints about the users and a strong technical support base for users, but these measures will not make the alignment process any easier.

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The present value of the $1 received at the end of three years is $4.32.

To find the present value of $1 received at the end of three years, we use the following formula;

PV of $1 = (PVAFn,n × 1)

where, PVAFn,n is the present value annuity factor of $1 for n years at r% discount rate.

If the three-year present value annuity factor is 2.48685 and the two-year present value annuity factor is 1.73554, to find the present value of the $1 received at the end of three years; we will first find the present value of the $1 received at the end of two years using the 2-year PVAF, and then we will discount this amount back to the present value using the 1-year PVAF.

Mathematically, we have; PV of $1 received at the end of 2 years = 1 × 1.73554 = 1.73554PV of $1 received at the end of 3 years = PV of $1 received at the end of 2 years × PVAF1,1= 1.73554 × 2.48685= 4.3157897 ≈ 4.32

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The answer is based on the table Work study which includes 6 weeks of certification program and 2 years in community college is best for the brother.

The reason is because he doesn't want to pursue a 4-year degree and most firms require candidates to have an associate's degree or a certification.

Therefore, work study is best option as it fulfills his requirement for certification and college within a limited time period.

Certifications are special qualifications there by an individual to show their validity and capacity to carry out a task. Your certification is shown as a document that certifies that, as a professional, you have received the necessary training, education, and preparation to fulfill the requirements of your position.

A certification might be of one of three broad forms. Corporate (internal), product-specific, and profession-wide are listed in order of development level and portability.

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During 2016, depreciation costs are $43,000. As of December 31, 2018, net book value was $345,000. b. The cost of depreciation for 2018 is $110,000.

Simply take the asset's original cost and deduct the asset's total depreciation to determine net book value. Take the annual depreciation and multiply it by the number of years you have owned the asset to determine cumulative depreciation.

To calculate depreciation using the straight-line method, subtract the asset's cost from its salvage value (what you believe it will be worth at the end of its useful life). The amount that can be depreciated, sometimes referred to as the depreciable basis, is the outcome.Subtract this sum from this number.

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An information system (IS) is a collection of interconnected components that gather, store, process, and distribute data to support decision-making, coordination, and control within an organization.

The components include hardware, software, data, people, and processes. The dimensions of an IS are technology, data, processes, people, and organizational structure. The technology dimension includes hardware, software, and networks.

The data dimension includes the type, quality, and security of data. The process dimension includes the business processes that the IS supports. The people dimension includes the users of the IS and their roles. The organizational structure dimension includes the formal and informal structures that affect the use of the IS.

Complementary assets are resources that enhance the value of an IS. Complementary assets include organizational assets, such as culture, leadership, and training, as well as external assets, such as infrastructure, market knowledge, and customer relationships.

Complementary assets can enhance the effectiveness and efficiency of an IS, making it more valuable to an organization. For example, a well-trained and motivated workforce can use an IS more effectively than an untrained workforce.

A strong customer relationship can provide valuable data that can be used to improve the IS. Therefore, complementary assets are important for maximizing the value of an IS.

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