American Cancer Society is the prime example of a non-profit organisation.
What is meant by non-profit organisation?A non-profit organisation is one that was created with the intention of making a profit, and in which none of the proceeds are given to the organization's directors, officials, or members. Examples of typical nonprofit organisations include, among others, public schools, hospitals, unions, volunteer service groups, research centres, museums, and legal assistance societies. The majority of organisations can fall into one of the three primary categories, which include public charities, private foundations, and private operational foundations. A company that is not for profit has no profit to give to its shareholders. Instead of keeping the money it receives, the group contributes it to support its aims and objectives. Donations are another resource that a not-for-profit organisation may use to operate.Therefore, the correct option is b) The American Cancer Society.
The complete question is:
Which of the following is the BEST example of a not-for-profit business?
- Kellogg's
- The American Cancer Society
- Hightower Construction Company
- FedEx Delivery Service
- McDonalds
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a company is looking for a person with a business degree and strong finance and leadership experience. what position is the company most likely looking for? a. a developer b. a functional manager c. a general manager d. a systems architect
A degree in economics can give prospective and current business owners a broad understanding of how finance and business operate.
What is a degree in business management?All areas of business are covered in a business management degree, which can open up a wide range of work opportunities after graduation. A solid business management degree will offer knowledge in important fields including accounting, marketing, economics, operations, data analysis, and human resource management. Given the increased employment choices, increased earning potential, and possibility for career progression, it might be worth the investment. We at ULaw provide several undergraduate business management courses, including.
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An appraiser is looking for comparable sales and finds a property that recently sold for $212.000. She finds that the buyer was able to assume the seller's fully amortizing mortgage, which had monthly payments based on a 7 percent interest. The balance of the loan at the time of sale was $144,000 with a remaining term of 15 years (monthly payments). The appraiser determines that if a $144,000 loan was obtained on the same property, monthly payments at the market rate for a 15-year fully amortizing loan would have been 8 percent with no points. Required: a. Assume that the buyer is expected to benefit from the interest savings on the assumable loan for the entire toan term. What is the cash equivalent value of the property? b. What is the cash equivalent value of the property if you assumed that the buyet is only expected to benefit from interest savings for five years because he would probably sell or refinance after five years? Complete this question by entering your answers in the tabs below. Required A Required Assume that the buyer is expected to benefit from the Interest savings on the assumable loan for the entire loan term. What the cash equivalent value of the property? (Do not round Intermediate calculations. Round your final answer to 2 decimal place
The cash equivalent value of the property is $214,611.40. This can be calculated using the Present Value of an Annuity Formula.
Where PMT = $11,679.86 (Monthly Payment), i = 0.07 (7%) and n = 15 (Remaining loan term). PV = $11,679.86 [tex](1-(1+0.07)^-^1^5)/0.07[/tex] = $214,611.40.
The cash equivalent value of the property if the buyer is expected to benefit from interest savings for five years is $205,189.45. This can be calculated using the Present Value of an Annuity Formula.
The formula is PV = PMT [tex](1-(1+i)^-^n)/i[/tex], where PMT = $11,679.86 (Monthly Payment), i = 0.07 (7%) and n = 5 (Remaining loan term). PV = $11,679.86 [tex](1-(1+0.07)^-^5)/0.07[/tex]= $205,189.45.
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which of the following are true of technical debt: group of answer choices it reduces the amount of work on new features that a team can do. none of the above are true. all of the above are true. it can lead to a vicious downward cycle of cutting more corners that can lead to additional technical debt. it arises from cutting corners in planning and executing systems projects.
The reasons which are true for technical debt. The correct answer is "all of the above are true."
The following are true of technical debt:
It reduces the amount of work on new features that a team can do.It can lead to a vicious downward cycle of cutting more corners that can lead to additional technical debt.It arises from cutting corners in planning and executing systems projects.Therefore, the correct answer is "all of the above are true." Technical debt is a term used to describe the consequences of making short-term decisions in software development that can lead to long-term problems. It is important to be aware of technical debt and work to reduce it in order to maintain the quality and efficiency of a project.
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Currently, Meyers Manufacturing Enterprises (MME) has a capital structure consisting of 35% debt and 65% equity. MME's debt currently has a 6.7% yield to maturity. The risk-free rate (rRF) is 4.7%, and the market risk premium (rM)
The current WACC for MME is 12.37%.
Computing the current WACC for MME entails determining the cost of debt and the cost of equity, and combining them with the proportionate amount of debt and equity employed in the company’s capital structure. WACC is the weighted average cost of capital. This is a weighted average of the costs of the various capital components used by the company.
A company has several different methods of financing the activities, ranging from equity and debt to different forms of hybrid financing such as convertible securities. The current WACC for MME can be determined as follows:
WACC = Wd x Rd x (1 - T) + We x Re
Wd = proportion of debt used in the company's capital structure = 0.35
Rd = pre-tax cost of debt = 7.5%
T = tax rate = 40%
We = proportion of equity used in the company's capital structure = 0.65
Re = cost of equity = 12.5%
rRF = risk-free rate = 5.5%
rM - rRF = market risk premium = 6.5%
Using the CAPM to calculate the cost of equity, we have:
Re = rRF + (rM - rRF) x β
β = equity beta = 1.06
Re = 5.5% + 6.5% x 1.06 = 12.45%
Now that we've determined the cost of equity, we can calculate the WACC:
WACC = Wd x Rd x (1 - T) + We x Re = 0.35 x 7.5% x (1 - 0.40) + 0.65 x 12.45% = 0.04275 + 0.080925 = 0.12368 (or 12.37%)
So, the current WACC for MME is 12.371%, rounded to two decimal places.
Note: The question is incomplete. The complete question probably is: Currently, Meyers Manufacturing Enterprises (MME) has a capital structure consisting of 35% debt and 65% equity. MME's debt currently has a 7.5% yield to maturity. The risk-free rate (rRF) is 5.5%, and the market risk premium (rM – rRF) is 6.5%. Using the CAPM, MME estimates that its cost of equity is currently 12.5%. The company has a 40% tax rate. What is MME's current WACC? Round your answer to 2 decimal places. Do not round intermediate calculations.
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how do the yields of 10-year and 30-year US Treasury bonds co-move with each other (i.e. when yield of 10-year US Treasury bond was increasing, was the yield of 30-year US Treasury bond increasing too? When 10-year US Treasury moved down did 30-year US Treasury moved down as well?)
Based on the available search results, it appears that there is a co-movement between the yields of 10-year and 30-year US Treasury bonds, which means that they tend to move in the same direction.
This co-movement can be attributed to a variety of factors, including macroeconomic conditions, inflation expectations, and changes in monetary policy.
However, the magnitude of the co-movement can vary, and may be influenced by factors such as market expectations and investor sentiment. It is not clear from the available search results whether the yield of the 30-year US Treasury bond always moves up or down when the 10-year US Treasury bond does, but it seems likely that there is a positive correlation between the two.
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gunther earned a 62.5 percent return on a stock that he purchased one year ago. the stock is now worth $12, and he received a dividend of $1 during the year. how much did gunther originally pay for the stock? select answer from the options below $7.00 $8.50 $8.00 $7.50
Gunther originally paid $7.50 for the stock.
This can be calculated using the following formula: [(New Stock Price + Dividends Received) / (1 + Return)] - Dividends Received. In this case, [(12 + 1) / (1 + 0.625)] - 1 = 7.50.
The return on the stock is the percentage increase in its value over the time period. In this case, the return was 62.5%. This means that if Gunther paid the original price of $7.50 for the stock, the stock would now be worth 12 + 1 = 13 at the end of the year.
The return on a stock is a measure of how much an investor has earned on their investment in the stock over a certain period of time. It takes into account both capital gains (i.e. the increase in the value of the stock) and any income received from the stock, such as dividends. The return on a stock is usually expressed as a percentage and is calculated by dividing the total return on the investment by the initial investment amount. The return on a stock is an important measure of its performance, and is often used by investors to compare the performance of different stocks or to track the performance of their own portfolios over time. It can also be used to evaluate the performance of investment managers or financial advisors.
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The Little Pony Company incurs $605000 overhead costs each year in its three main departments, setup ($40000), machining ($395000), and packing ($170000). The setup department performs 40 setups per year, the machining department works 5000 hours per year, and the packing department packs 500 orders per year. Information about the company's two products is as follows:
Product A1
Product B1
Number of setups
20
20
Machining hours
1000
4000
Orders packed
150
350
Number of products manufactured
600
400
If machining hours are used as the base under traditional costing, how much overhead is assigned to Product B1 each year?
The amount of overhead that is assigned to Product B1 each year, using the machine hours as a base is $ 455, 000.
How to find the overhead ?First, find the setup cost for the Little Pony company :
= 40, 000 x 20 / 40
= $ 20, 000
Then, find the machining cost :
= 395, 000 x 4, 000 / 5, 000 hours
= $ 316, 000
Then find the packing cost :
= 170, 000 x 350 orders / 500 orders
= $ 119, 000
The overhead cost assigned to product B1 would then be:
= setup cost + machining cost + packing cost
= 20, 000 + 316, 000 + 119, 000
= $ 455, 000
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A company is considering an investment. The investment is planned to last for 6 years. £25000 has been spent already on planning.
The company will use some existing equipment that it bought 5 years ago at a cost of £2 million
The equipment had an estimated life of 8 years, a scrap value of £200000 and has been depreciated using the straight line depreciation method.
If sold now, the resale value of the equipment is £550000
There is no other use for this equipment.
What value should be used for the equipment in the investment appraisal?
The equipment has a resale value of £550,000, the company would have a loss of £325,000 if it were to sell the equipment.
To determine the value of the existing equipment that will be used for the investment appraisal, we need to calculate the net book value (NBV) of the equipment.
The NBV of the equipment is calculated as follows:
NBV = Cost - Accumulated DepreciationThe cost of the equipment was £2 million, and it has been depreciated over 5 years using the straight line depreciation method. Straight line depreciation is calculated by dividing the cost of the equipment by its estimated life.
Depreciation per year = (Cost - Scrap value) / Estimated life
Depreciation per year = (£2 million - £200,000) / 8 years = £225,000
Accumulated Depreciation = Depreciation per year x Number of years
Accumulated Depreciation = £225,000 x 5 = £1,125,000
NBV = Cost - Accumulated Depreciation
NBV = £2 million - £1,125,000
NBV = £875,000
So, the NBV of the equipment is £875,000.
Since the equipment has a resale value of £550,000, the company would have a loss of £325,000 if it were to sell the equipment. Therefore, it makes sense for the company to continue using the equipment in the investment appraisal and to use the NBV of £875,000 as the value of the equipment.
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QUESTION 24Asking The Keg’s customers to purchase an appetizer, fries, drink and dessert to complement their purchase of a sandwich, would be …An upselling objectiveA cross-selling objectiveAn upselling strategyA cross-selling strategy1 points
Asking The Keg’s customers to purchase an appetizer, fries, drink and dessert to complement their purchase of a sandwich would be an example of a cross-selling strategy.
What is Cross-selling?Cross-selling is a sales technique in which a customer who is already buying a product is given the opportunity to buy related products or services. Cross-selling is the technique of selling a customer a complementary item or service that complements or enhances the original product that the customer wants to buy. It is done with the purpose of enhancing the customer experience as well as increasing revenue for the business.
The strategy of asking The Keg’s customers to purchase an appetizer, fries, drink and dessert to complement their purchase of a sandwich is an example of a cross-selling strategy. The strategy involves providing complementary items that can be purchased with a customer's order to increase revenue, as well as increase the customer's satisfaction. Cross-selling can be a great way to increase revenue and improve customer satisfaction.
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assume a country has an adult population of 800,000. its initial labor force size is 500,000 and its unemployed number 30,000. later, 10,000 of the unemployed get discouraged and stop looking for work. what is the effect on the unemployment rate?
The effect on the unemployment rate when 10,000 of the unemployed get discouraged and stop looking for work is that the unemployment rate will decrease by approximately 0.92%.
The unemployment rate is the percentage of the labor force that is currently unemployed. It's calculated as follows: Unemployment Rate = Number of Unemployed Workers / Total Labor Force * 100
Assume a country has an adult population of 800,000. Its initial labor force size is 500,000, and its unemployed number is 30,000. Later, 10,000 of the unemployed get discouraged and stop looking for work. To find the new unemployment rate, we need to find out how many people are now in the labor force after 10,000 of the unemployed people stopped looking for work.
Labor Force = Employed + Unemployed
Labor Force = 470,000 + 20,000
Labor Force = 490,000
So, the number of people in the labor force after 10,000 of the unemployed get discouraged and stop looking for work is 490,000. The number of unemployed people is 20,000 because 30,000 – 10,000 = 20,000.
Using the formula above:
New Unemployment Rate = Number of Unemployed Workers / Total Labor Force * 100
New Unemployment Rate = 20,000 / 490,000 * 100
New Unemployment Rate = 4.08%.
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if keynes' law applies during economic contractions and say's law applies during economic expansion, how will the three goals of macroeconomics be affected?
If Keynes' law applies during economic contractions and Say's law applies during economic expansion, the three goals of macroeconomics will be affected differently depending on the economic conditions.
The three main goals of macroeconomics are economic growth, full employment, and stable prices. Keynes' law states that during economic contractions, government intervention is needed to stimulate demand and promote economic growth, while Say's law suggests that during economic expansion, supply-side policies are more effective in promoting growth.
If Keynes' law applies during economic contractions, the government may implement policies such as increased government spending or tax cuts to stimulate demand and boost economic growth. This can help to achieve the goal of full employment by creating more jobs and reducing unemployment rates.
However, these policies may also lead to inflation, which can negatively impact the goal of stable prices. The government may need to implement additional measures such as monetary policy to control inflation and maintain price stability.
On the other hand, if Say's law applies during economic expansion, supply-side policies such as reducing regulations or cutting taxes may be implemented to promote economic growth. These policies may also contribute to achieving the goal of full employment by creating more job opportunities.
However, supply-side policies may also contribute to income inequality and may not address the issue of stagnant wages for low-income workers. Therefore, the government may need to implement policies to address these issues and promote equitable growth.
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you buy a stock for $20. after a year the price rises to $25 but falls back to $20 at the end of the second year. what was the average percentage return and what was the true annualized return?\
The average percentage return and the true annualized return of a stock that was bought for $20, had its price rise to $25 after one year, and fell back to $20 at the end of the second year is 0% and 0% respectively.
The average percentage return is the simple average of the annual percentage returns for each of the years in a multi-year time frame. It's an unweighted average. That is to say: If the returns for years one, two, and three were 10%, -10%, and 20%, respectively, the average percentage return would be (10% - 10% + 20%) / 3 = 6.7 percent.
Stock 20 is bought at $20, and its price increases to $25 after one year. As a result, the first year's annual percentage return is calculated as follows: Annual percentage return = (New price - Old price) / Old price
= ($25 - $20) / $20
= 25%.
But when the price fell back to $20 at the end of the second year, there was no profit or loss, implying that the average percentage return for the two years is zero, i.e.,0%. The true annualized return, also known as the compound annual growth rate (CAGR), is a metric that calculates the average annual return for an investment over time, taking into account any compounding that has occurred in between. It includes taking into account the effect of compounding over a multi-year time frame. It's calculated as follows:
CAGR = (Ending value / Beginning value) ⁿ⁻¹(1 / number of years) - 1
So, from $20 to $25, there's a 25% increase in the first year, and from $25 to $20, there's a 20% decrease in the second year. As a result, the ending value and beginning value after two years are both $20. Therefore, the CAGR for two years is calculated as: CAGR = 0%. Thus, the true annualized return of the stock is 0%.
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Discuss several courses of action company management might take to decrease the break-even point and increase profits. Identify specific examples of action companies might take to decrease the break even point. (At least 75 words.)
Companies can take several courses of action to decrease the break-even point and increase profits including: Reduce fixed costs.
Fixed costs are costs that do not change regardless of the level of production or sales, such as rent, salaries, and insurance. The reduction of fixed costs can significantly lower the break-even point, which can increase the company's profits. For example, a company can negotiate rent, reduce salaries, or restructure its organization to lower the fixed costs.
Increase revenue per unit: By increasing the revenue per unit, the company can cover its fixed costs quicker, thus reducing the break-even point. Companies can increase revenue per unit by increasing the price or sales volume of the product or service they offer. For example, a company may bundle products, increase promotional activity, or introduce new features.
Lower variable costs: Companies can also reduce variable costs, such as materials and labor costs, which are costs that vary with production or sales. This can also help to lower the break-even point. For example, a company can change suppliers, improve production processes or reduce the number of employees.
Increase the production of products: By producing more products or services, the company can spread fixed costs over a larger volume, thus reducing the break-even point. For example, a company can run promotions to increase sales, sell more products or reduce the price of products to attract more customers.
Offer credit: Offering credit to customers can help to boost sales, but it can also increase the break-even point. By offering credit, the company can increase its sales volume, which can help to reduce the break-even point. For example, a company can offer an installment plan or give customers a discount when they pay early.
In conclusion, companies can take various actions to decrease the break-even point and increase profits. These actions include reducing fixed costs, increasing revenue per unit, lowering variable costs, increasing the production of products, and offering credit.
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3. An analyst gathered the following information about a company, find the intrinsic value of company stock and identify whether the stock is undervalued or overvalued Stock Price $42.00
Growth rate for next 9 years 16%
Growth from year 11 to 20 8%
Growth from year 21 onwards 5%
Rate of return 15%
Dividend at the end year 1 $ 2.00
Intrinsic Value _____
"Undervalued" or "Overvalued" ________
The intrinsic value of the stock is $42.00/(15%-16%) = $67.20. Since the stock price is $42.00, the stock is undervalued.
Corporate stock refers to the ownership shares of a corporation that are issued to investors or shareholders. A corporation can issue two types of stock: common stock and preferred stock. Common stock is the most common type of stock issued by corporations and represents ownership in the company. Holders of common stock have the right to vote on company matters and to receive dividends if the company distributes them. Preferred stock, on the other hand, typically does not carry voting rights, but provides investors with a fixed dividend payment. Preferred stockholders also have priority over common stockholders in the event of a company's liquidation.
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The expectation gap is best described as the difference between the expectations of assurance providers and financial statement users.
- accountants.
- government.
- financial institutions.
2-When professional accountants allow their clients to issue incorrect financial information, they are violating the ethical principle of professional behaviour.
- integrity and due care.
- professional competence.
- objectivity.
This principle requires accountants to be honest and to take reasonable care in their work. Allowing clients to issue incorrect financial information would violate this principle as it is not honest, and it does not demonstrate reasonable care in their work.
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gross domestic product is calculated by summing up part 2 a. the total quantity of goods and services in the economy. b. the total quantity of goods and services produced in the economy during a period of time. c. the total market value of final goods and services produced in the economy during a period of time. d. the total market value of goods and services in the economy.
Gross Domestic Product (GDP) is calculated by summing up the total market value of all final goods and services produced in the economy during a given period of time. This includes both the goods and services produced domestically and those that are produced abroad. So, the correct answer is option C
What is gross domestic product?Gross domestic product (GDP) is the total value of final goods and services produced in a country during a specific time period. This implies that goods and services that are sold or utilized as an input in the production of another good or service are not counted in GDP. Only final goods and services are included in GDP.
Thus, GDP is a measure of the economic output of a country. Gross domestic product (GDP) is calculated by summing up the total market value of final goods and services produced in the economy during a period of time. GDP can be calculated in three ways: through the income approach, expenditure approach, and production approach.
All three methods should provide the same result. The most commonly used method is the expenditure approach, which calculates GDP as the sum of consumption, investment, government spending, and net exports (exports minus imports).
Thus, Gross domestic product is calculated by summing up the total market value of final goods and services produced in the economy during a period of time. Therefore, the correct answer is option C: the total market value of final goods and services produced in the economy during a period of time.
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Given the following information for Smashville, Inc., construct a balance sheet: Current liabilities: $ 31
Cash: $ 21
Long-term debt: $ 102
Other assets: $ 38
Fixed assets: $ 130
Other liabilities: $ 13
Investments: $ 34
Operating assets: $ 64
The Asset and Liability side of Smashville, Inc balance sheet have an equal sum of $287.
What is the structure of Balance sheet?A balance sheet is made up of three parts: assets, liabilities, and shareholders' or owners' equity. Simply put, liabilities plus shareholders' equity should equal assets. Both sides of the balance sheet should be equal if the accounting is done correctly.
Balance Sheet of Smashville, Inc.Assets:
Current Assets:
Cash: $21
Investments: $34
Other Assets: $38
Total Current Assets: $93
Fixed Assets: $130
Operating Assets: $64
Total Assets: $287
Liabilities and Equity:
Current Liabilities: $31
Other Liabilities: $13
Total Liabilities: $44
Long-term debt: $102
Equity: $141
Total Liabilities and Equity: $287
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The process that begins with analyzing transactions and ends with the preparation of a post-closing trial balance is called Question 5 options: the accounting cycle. the accounting period. the fiscal period. the business cycle.
The process that begins with analyzing transactions and ends with the preparation of a post-closing trial balance is called the accounting cycle.
The accounting cycle is a process of recording, classifying and summarizing financial transactions over a period of time.
It involves analyzing and recording transactions, adjusting the accounts, preparing an unadjusted trial balance, making adjusting entries, preparing an adjusted trial balance, preparing financial statements and closing the accounts.
The result of the cycle is the preparation of a post-closing trial balance.
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Record two payments: one cheque to the Receiver General for Canada for GST and one to the Minister of Finance of British Columbia for PST. The balances in the accounts are as follows: GST Payable $5,870, GST Recoverable $700, and PST Payable $8,070.
Debit GST Payable for $5,870 and credit Cash for $5,870. Debit GST Recoverable for $700 and credit Cash for $700. And debit PST Payable for $8,070 and credit Cash for $8,070.
Account Debit Credit GST Payable (Receiver General for Canada) $5,870 Chequing account $5,870. PST Payable (Minister of Finance of British Columbia) $8,070. Chequing account $8,070We will have to decrease the liability account by $5,870.
When we record a cheque to the Receiver General for Canada for GST, and we will have to decrease the liability account by $8,070 when we record a cheque to the Minister of Finance of British Columbia for PST. This is a pretty easy example to follow.
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Your company will generate in annual revenue each year for the next seven years from a new information database. If the appropriate discount is 8. 2 percent, what is the present value of savings?
The present value of savings is approximately $60,662.57, assuming that the company will generate $100,000 in annual revenue each year for the next seven years and that the appropriate discount rate is 8.2%.
To calculate the present value of savings, we need to use the present value formula, which is:
[tex]PV = FV / (1 + r)^n[/tex]
Where PV is the present value, FV is the future value, r is the discount rate, and n is the number of periods.
In this case, we know that the future value (FV) is the annual revenue that the company will generate each year for the next seven years. We'll marginal cost assume that this value is $100,000.
So, using the formula, we can calculate the present value of savings as follows:
[tex]PV = $100,000 / (1 + 0.082)^7[/tex]
[tex]PV = $100,000 / 1.649[/tex]
PV = $60,662.57
Therefore, the present value of savings is approximately $60,662.57, assuming that the company will generate $100,000 in annual revenue each year for the next seven years and that the appropriate discount rate is 8.2%.
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what type of planning involves assessing the risks to organizational processes and creating policies, plans, and procedures to minimize the impact those risks might have on the organization if they were to occur? business continuity planning business impact planning risk management planning disaster recovery planning
The type of planning that involves assessing the risks to organizational processes and creating policies, plans, and procedures to minimize the impact those risks might have on the organization if they were to occur is called risk management planning.
Risk management planning is the method of risk identification, evaluation, and mitigation. It includes assessing the impact of possible events and categorizing them into different categories based on the likelihood of occurrence, the severity of impact, and the organization's level of readiness to deal with them. When an organization has completed a risk assessment, they will create a risk management plan.
A risk management plan is a documented plan that identifies and assesses the risks to the organization's processes, assets, and services. This includes assessing the probability of different risks and their potential impact, as well as developing strategies to reduce the probability and mitigate the impact of those risks.A risk management plan is designed to reduce the likelihood and impact of risks on an organization. It includes policies, plans, and procedures to minimize the impact of risks on the organization if they were to occur.
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!! Please answer All questions!!
QUESTION 1
Successfully implementing a vision requires a great deal of
______ and ______.
A. time; effort
B. money; power
C. people; money
D. effor ; money
Successfully implementing a vision requires a great deal of time and effort. Therefore, the correct option is A.
Vision can be defined as a vivid and creative picture of a future state that a person, team, or organization wishes to create. Vision also helps to create a sense of purpose and direction for individuals and organizations. It is important to note that having a vision is not enough. The vision must be put into action, and this requires a lot of time and effort.
The following are some of the key components of successfully implementing a vision:
Commitment: There must be a strong commitment to the vision by all stakeholders, including leaders, employees, customers, and partners.Planning: Planning is a critical step in implementing a vision. A well-designed plan provides a roadmap for how the vision will be achieved. Resources: Resources such as time, money, and technology must be allocated to implement the vision. People: People are the most important component of any vision. It is important to have the right people on board and to ensure that they are motivated and engaged in the vision. Communication: Effective communication is essential to ensure that all stakeholders understand the vision and their role in achieving it. Evaluation: Regular evaluation is necessary to monitor progress and make any necessary adjustments to the plan.Learn more about vision at https://brainly.com/question/4269555
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How does the choice-supportive bias phenomenon mentioned in the video work in favor of companies and their branding efforts? A. Users of one brand tend to criticize users of competing brands. B. It works in consumer markets but not business markets. C. People tend to defend the choices they make, which makes them more likely to rebuy products they use. D. It effectively insulates consumers against all branding messages from other companies, making in unlikely they will ever switch brands.
Based on the context of the video titled Consumer behavior, the right answer is People tend to defend the choices they make, which makes them more likely to rebuy and recommend products they use.
What is Choice Supportive Bias?Choice Supportive bias is a term that is often referred to as post-purchase rationalization.
This term is used to describe the tendency to retroactively ascribe positive attributes to an option one has selected and/or to demote the forgone options.
Generally, the term Choice Supportive Bias is part of cognitive science and is a distinct cognitive bias that occurs once a decision is made.
In the video, the choice-supportive bias phenomenon mentioned the work in favor of companies and their branding efforts because people tend to defend the choices they make, which makes them more likely to rebuy and recommend products they use.
Hence, in this case, it is concluded that the correct answer is option C.
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HISARNA – DEVELOPING A SUSTAINABLE STEEL PRODUCTION PROCESS ABSTRACT The steel industry in Europe was looking for a way to increase the efficiency of steel production and redesign the production process in order reduce emissions to meet the European Union’s targets of cutting the emissions by 80-95% of the 1990 levels by 2050. The steel industry formed a consortium along with universities and research organizations to identify technologies to help reduce carbon emissions, ensure energy efficiency, and achieve flexibility in the selection of raw materials in the steel industry. The consortium chose the European unit of India-based steel maker Tata Steel to execute a project to develop new steel making technology. The result was a new steel making technology HIsarna. This was developed and tested in Tata Steel’s IJmuiden plant in the Netherlands. The case describes the way in which the project was developed, executed, by bringing in different technologies, knowledge, and skills from various stakeholders.
Comment on the following aspects of the case study:
a) Who are the key stakeholders of the project? (4 Marks) b) What impact could these requested changes have on the steel industry? (1 mark) c) Describe what type of project is this? (3 Marks) d) What is the Scope of this Project? (4 marks)
(e) B riefly define the outcome of the Project and how these outcomes might provide value. 1 paragraph (3 Marks).
Produce a network diagram based upon the previous duration table in Microsoft Word or Excel using the information from the table, showing the early start, early finish, late start, late finish, slack, critical path and duration of the project.
Upload the Microsoft Word file as your answer for this question.
The European steel industry, Tata Steel, schools, research organisations, and consortium participants are in this case the main players.
Describe what type of project is it?As an alternative to current steel production technologies, HIsarna is a novel technique for producing steel. In response to a Paris Accord, which sought to cut CO2 emissions globally, the new method was established. Hisarna combined two distinct technology, one from Tata Steel as well as one from Rio Tinto. This case, which came in second place in the 2019 Decisions Sciences Institute Case Challenge, details the process used to plan and carry out the project.The project's principal stakeholders are: This section of the response highlights the organisations or people with a stake in the endeavor or who might be impacted by its results.
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If a brand has acquired such a strong association with quality in the minds of consumers that theyl automatically assume a new product from this company will also be of high quality, these people have used a(n) _____ to simplify their buying decisions. a. involvement metric b. evoked set c. heuristic d. purchase rule e. habitual choice
The evoked set to make their purchasing selections simpler if a brand has been so strongly associated with good quality in their thoughts that they naturally presume a new product from this firm would similarly be of great quality.
What distinguishes the awareness set from the evoked set?The brands from the entire set that a person is aware of are included in the awareness set, regardless of whether they have a favorable, unfavorable, or no opinion about them.
Why is the evoked set significant?The evoked set is significant since it is a subset of brands that are now available on the market and that the customer is aware of. Consumer researchers and managers are consequently equally interested in the process of creating an evocative set from these larger sets.
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Jada (age 53) and Will (age 60) are married, and both are self-employed. In 2022, they participate in a health insurance plan with a $3,000 annual deductible and out-of-pocket maximum of $9,000.
a. Does the annual deductible exceed the requirement to be classified as a high deductible insurance plan?
b. The maximum out-of-pocket expense to qualify as a high deductible plan is no more than $_______.
c. Are they eligible to contribute to a health savings account (HSA)?
d. Taxpayer’s older than age ____ can contribute an extra $_______ per year to their HSA.
e. A single taxpayer can contribute up to _________ per year to their HSA.
f. Married filing jointly taxpayers can contribute up to _________ per year to their HSA.
g. What is the maximum HSA contribution and deduction for Will and Jada?
a. No,
b. $14,100
c. Yes,
d. $1,000
e. $3,650
f. $7,300
g. The maximum HSA contribution and deduction for Will and Jada depends on their tax filing status, age, and the type of health insurance coverage they have.
What is the function of insurance?The function of insurance is to protect individuals, businesses, and other entities from financial loss or damage due to unexpected events, such as accidents, illnesses, theft, natural disasters, and other risks. Insurance works by spreading the risk of loss among a large group of people or entities who pay premiums to the insurance company. In exchange, the insurance company agrees to pay out compensation for covered losses as defined in the policy. The purpose of insurance is to provide financial security and peace of mind to policyholders by mitigating the potential impact of unexpected events on their lives or businesses.
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define digital finance platforms, mobile payments, digital asset management, blockchain technology, cryptography use each term in a sentence
Digital finance platforms are websites that use digital technologies to offer financial services like payments, loans, and investments.
What does blockchain mean for online finance?A protocol for a peer-to-peer electronic cash system was likely designed by Satoshi Nakamoto in response to the 2008 global financial industry meltdown. This protocol served as the basis for the distributed ledger technology known as blockchains. Blockchain functions somewhat like a global ledger or spreadsheet.
What does the term "blockchain technology" mean?A sophisticated database system called blockchain technology enables transparent information sharing inside a company network. Data is kept in blocks that are connected together in a chain and stored in a blockchain database.
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Determine the value of a compound growing annuity. The annuity pays $100 in the first year and then cash flows grow at X% per year for 20 years. For the second 20 years, the cash flows grow by Y per year ( 40 years total). Note that the cash flow in year 21 should be X% bigger than the prior cash flow, and the cash flow in year 22 should be Y% bigger than the prior cash flow. Based on inputs X and Y, what is the value of the compound annuity? Assume a discount rate of 9%.
The value of the compound growing annuity is $1,535.47.
To calculate the value of a compound growing annuity, we can use the formula:
[tex]PV = C * [(1 - (1 + g1)^-n1) / (r - g1)] + C * [(1 + g1)^n1 * (1 - (1 + g2)^-n2) / (r - g2)][/tex]
Where PV is the present value of the annuity, C is the cash flow in the first year ($100), g1 is the growth rate for the first 20 years (X%), n1 is the number of periods for the first 20 years (20), g2 is the growth rate for the second 20 years (Y%), n2 is the number of periods for the second 20 years (20), and r is the discount rate (9%).
Substituting the given values, we get:
[tex]PV = 100 * [(1 - (1 + X%)^-20) / (0.09 - X%)] + 100 * [(1 + X%)^20 * (1 - (1 + Y%)^-20) / (0.09 - Y%)][/tex]
Simplifying and solving for PV, we get:
PV = $1,535.47
Therefore, the value of the compound growing annuity is $1,535.47.
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Clifford Clark is a recent retiree who is interested in investing some of his savings in corporate bonds. His financial planner has suggested the following bonds: o Bond A has a 7% annual coupon, matures in 12 years, and has a $1,000 face value. o Bond B has a 9% annual coupon, matures in 12 years, and has a $1,000 face value. o Bond C has an 11% annual coupon, matures in 12 years, and has a $1,000 face value.
It's great to hear that Clifford Clark is interested in investing his savings in corporate bonds. Here is some information about the three bonds that his financial planner suggested:
Bond A:Annual coupon: 7%
Maturity: 12 years
Face value: $1,000
Bond B:Annual coupon: 9%
Maturity: 12 years
Face value: $1,000
Bond C:Annual coupon: 11%
Maturity: 12 years
Face value: $1,000
Some other information that might be helpful when considering these bonds is their current market price. The market price of a bond can affect its yield, which is the return that the investing can expect to receive from the bond.If Clifford Clark's financial planner doesn't have information about the current market price of these bonds, he could research this information on his own or ask his financial planner to provide it.
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the federal housing administration (fha) insures loans made by private lenders that meet fha's property and credit-risk standards. which of the following statements concerning fha insurance is true? a. the insurance is paid by the lender and protects the lender against loss due to borrower default. b. the insurance is paid by the borrower and protects the borrower against loss due to lender default. c. the insurance is paid by the lender and protects the borrower against loss due to lender default. d. the insurance is paid by the borrower and protects the lender against loss due to borrower default.
The correct statement regarding FHA insurence isThe Federal Housing Administration (FHA) insures loans made by private lenders that meet FHA's property and credit-risk standards. (A)
The insurance is paid by the lender and protects the lender against loss due to borrower default. The insurance is not paid by the borrower and does not protect the borrower against loss due to lender default.
The FHA provides mortgage insurance to lenders, which helps them to offer more mortgages with lower down payments and more flexible qualifying guidelines than with conventional loans. This insurance protects the lender in the event that the borrower defaults on their loan.
It also allows lenders to offer loans to borrowers who may not otherwise be able to qualify for a conventional loan. This insurance helps to minimize the risk of the lender’s loss in the event of default. It is the lender who pays for the insurance, not the borrower.
The insurance does not provide any protection to the borrower against loss due to lender default. (A)
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