Which of the following is not a step that can help you establish and maintain a good credit history?

a. Open a bank account.

b. Purchase a cell phone contract and pay it on time and in full every month.

c. Make car payments and car insurance on time.

d. Open many credit card accounts.

e. All of the above steps help establish good credit history.​

Answers

Answer 1

Answer:

b. Purchase a cell phone contract and pay it on time and in full every month.

Explanation:

have a wonderful day!! :)


Related Questions

a manufacturer conducts marketing research and estimates that consumers will accept a price of $50 for a pair of sunglasses. if the manufacturer expects to offer trade discounts of 40/10 to retailers and wholesalers, what price will the manufacturer receive for the sunglasses?

Answers

Answer:

72983

Explan my not telling

Everett had some emergency expenses and doesn't have enough money to
pay his rent. He wants to borrow money against his earnings at work and pay
it back from his next paycheck. This type of loan is called a
A. title loan
B. line of credit
O C. mortgage
D. payday loan

Answers

Answer:

d is the correct answer

Explanation:

key words like paycheck , earnings, borrow ,and pay it back leads you to believe that he is asking for a payday loan.

Everett wants to borrow money against his earnings at work and pay it back from his next paycheck. Payday loans are this kind of loan.

What is a loan?

A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date.

Payday loans are classified as short-term loans. Usually come in tiny amounts and must be paid back within two to four weeks. They are legal in most states and are also referred to as cash advance loans.

As a result, option (d) is accurate.

Learn more about on loan, here:

https://brainly.com/question/7299838

#SPJ2

If the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled:

Answers

If the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled: FOB Houston.

FOB which full meaning is freight on board means that the seller has shipped the goods to the buyer.

Hence, the seller is no longer in the possession of the goods but the buyer because the transfer of ownership has taken place from the seller to the buyer.

In this case the buyer is responsible for any costs or  damages that occur during shipping because the goods are now in the control of the buyer.

Based on the information given since  the seller (located in Cincinnati) is responsible for all costs of a shipment from Cincinnati to Houston, the shipment will be labeled FOB Houston as the buyer is located in Houston.

Learn more about freight on board here:

https://brainly.com/question/15514380

nothing is ________ than a sales presentation which proceeds from the sellers perspective.

Answers

People often engages in different tactics so as too make sales. Nothing is worse than a sales presentation which proceeds from the sellers perspective.

There is always the need for assessment  as it is very vital. A good assessment gives one the room to channel one's presentation to your audience and make it interesting.

There are three Stages to Sales Process. They are;

QualificationCollaboration Negotiation

Conclusively, Relationship selling is known as when a sales representative serves as a partner to the buyer.

Learn more from

https://brainly.com/question/2500574

Which of the following investments will earn the smallest amount of interest? a. $8,030, invested for 2 years at 2. 0% interest b. $1,901, invested for 8 years at 4. 0% interest c. $5,330, invested for 6 years at 2. 0% interest d. $3,970, invested for 6 years at 4. 0% interest.

Answers

Answer:

a.

Explanation:

what steps are involved in the strategy formulation process?

Answers

Answer: Aspects of Strategy Formulation.

Define the organization and its environment.

Define the strategic mission.

Define and set the strategic objectives.

Define the competitive strategy.

Implementation of strategies.

Evaluate progress and effectiveness.

Explanation:

Did you realize before this unit that a speaker had an ethical obligation to their audience when creating and giving a presentation? What do you think is the most challenging aspect about being an ethical speaker?​

Answers

Answer:

confidence and not moving out of point

Explanation:

a speaker must be confident and focus on the point while given out a speech so that the speech great and the massaged will be pass

This unit that a speaker had an ethical obligation to their audience's confidence and not move out of point. The challenges are there.

What are the challenges?

The term challenges refer to the hurdle which has been faced by the person in it, there are life or career as well these can be the challenges as we see the famous personality has more challenges in their life as compared to the others in it as we see the challenges the early period was more than this period.

Speakers had an ethical obligation to their audience when creating and giving a demonstration, Challenges This unit that a speaker had ethical social control over their audience's self-assurance and did not move out of point. The challenges are there. Making and giving a presentation.

Therefore, a speaker had an ethical obligation to their audience's confidence, and not moving out of point challenges are being there.

Learn more about challenges here:

https://brainly.com/question/12133797

#SPJ2

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ______.

Answers

Answer:

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ,Nation matching,

A sales associate relies on a(n) ________ to confirm any special packaging and promotions related to a purchase.

Answers

Based on marketing strategies, a sales associate relies on a(n) UPC tag to confirm any special packaging and promotions related to a purchase.

A UPC tag is a Universal Product Code tag that specifies the item's producer, a description of the item, information about special packaging, and special promotions.

A Universal Product Code is often referred to as a bar code. And it usually comes in 12 or 13 digits.

UPC tag is generally used for tracking trade items in the market.

Hence, in this case, it is concluded that the correct answer is UPC Tag.

Learn more here: https://brainly.com/question/22093459

Dew Drop Inn had net revenue of $117,000 in 2020 and $100,000 in 2021. Its fixed assets were $400,000 at the end of 2019, $380,000 at the end of 2020, and $360,000 at the end of 2021. In which year was the fixed asset turnover ratio better

Answers

Based on the fixed assets and the revenue in the years in question, the year with the better fixed asset turnover ratio was 2020.

The fixed asset turnover ratio is calculated as:

= Revenue / Fixed assets

For 2020 it was:

= 117,000 / 380,000

= 47%

In 2021 it was:

= 100,000 / 360,000

= 28%

The year with the higher ratio is the better year and that year was 2020.

Find out more at https://brainly.com/question/6955012.

when preparing your taxes, what can possibly help reduce the amount of taxes that you owe?

Answers

Answer:

By Opening a saving account

When preparing your taxes a tax credit can help you to reduce the amount of taxes that you owe.

A tax credit can be referred to as an item that is used directly to reduce what someone has to pay as taxes in a year. The tax credit helps by decreasing a person's tax liability.

The tax credit could be automatically gotten or it could be claimed. Tax deductions can also be used to reduce the amount that a person earns just before they calculate their taxes.

Read more on https://brainly.com/question/16857625?referrer=searchResults

A full-length mirror cost $144. 99 when the CPI was 163. What will a full-length mirror cost when the CPI is 211, to the nearest cent? a. $305. 93 b. $214. 59 c. $187. 68 d. $88. 95.

Answers

Answer:

187.68

Explanation:

Cost:CPI

144.99:163

x:211

because we mulitplied 163 by 1.2944 to get to 211 we do the same thing to 144.99

144.99*1.2944=187.6864417

when one department store authorized thousands of its sales clerks to handle functions normally reserved for store managers, such as handling merchandise-return problems and approving customers’ checks, the store implemented a job ________ technique.

Answers

Job enrichment is simply known as a way of motivating employees through job been designed to have interesting and challenging tasks. The store implemented a job enrichment technique

Job enrichment often widen the scope of task set that an individual want to perform, and the skills that the individual can develop.

It makes for more interesting and interesting work, and gives variety, challenge and depth to your daily work.

It add dimensions to existing jobs to make it more interesting.

Learn more from

https://brainly.com/question/13565272

chevron placed an ad with copy reading protecting the planet is everyones job we agree that encouraged consumers to use renewable energy which type of advertising was chevroon using

Answers

The type of advertising used by Chevroon that encouraged consumers to use renewable energy was Call-to-action marketing, which refers to using  phrases that create a sense of urgency and drive consumers to action.

The Call-to-action (CTA) marketing strategy can be understood as a direction to action, that is, the organization will encourage the consumer to act in a certain way according to its advertising.

Some examples of CTA can be through the use of some jargon such as:

Read more.Buy now.Protect the planet.

Therefore, this is a strategy that an organization uses to convert sales, attract and retain consumers, through incentives for the consumer to perform an action.

Learn more here:

https://brainly.com/question/6988222

Insurance is _____________ when the possible loss is relatively large compared to the amount of the premium.

Answers

Using economic understanding, insurance is "Economically feasible" when the possible loss is relatively large compared to the premium amount.

This is because when an individual insured on a premium account loses huge properties that are considerably large compared to the premium paid, this is economically feasible to such an individual.

For example, if an individual has his vehicle worth $1 million on damaged but has only paid less than $100,000 as insurance fee, such individual would have his car replaced by the insurance firm, despite only paying 10 percent of the car price as insurance fee.

Thus, this situation is considered economically feasible.

Hence, in this case, it is concluded that the correct answer is "Economically feasible."

Learn more here: https://brainly.com/question/13769098

What are the 3 Levels of Management?:​

Answers

Explanation:

Administrative, Managerial, or Top Level of Management.

If Marco decides to sell his pet products through an online distribution company, such as Amazon, then what type of intermediary is this

Answers

Based on the type of business that Amazon engages in, we can conclude that they are Retailers.

A retail intermediary:

Sells directly to the customer Buys goods from wholesalers and producers Also buys from individuals who wish to sell goods

Marco is hoping to sell his pet products through an online distribution company which would make him a wholesaler and the company he sells through will be a retailer as a result.

In conclusion, this intermediary is a retailer.

Find out more at https://brainly.com/question/9506110.

two factors that complicate the calculation of the inflation rate are

Answers

The answer would be; Substitution and Quality/New product bias

What do you call to the agreement between the company and the establishment that allows certain staff to charge back the costs and expenses to the company?​

Answers

Answer:

The Service Level Agreement (SLA)

Explanation:

A service-level agreement (SLA) is a contract between a service provider and its customers that documents what services the provider will furnish and defines the service standards the provider is obligated to meet. A service-level commitment (SLC) is a broader and more generalized form of an SLA. The two differ because an SLA is bidirectional and involves two teams. In contrast, an SLC is a single-directional obligation that establishes what a team can guarantee its customers at any given time.

Hope this helps!

As a debtor, federal laws protect your right to:
A. have your wages garnished by a debt collector.
B. delay payments of interest to a debt collector.
C. verify the amount of debt a debt collector claims you owe.
D. be contacted by a debt collector any time of day.

Answers

Answer:

C

Debtor-creditor law governs situations where one party is unable to pay a monetary debt to another. There are three types of creditors. First are those who have a lien against a particular piece of property. This property (or proceeds from its sale) must be used to satisfy the debt to the lien-creditor before it can be used to satisfy debts to other creditors. A lien may arise through statute, agreement between the parties, or judicial proceedings. See, e.g., Secured Transactions and Mortgages. Secondly, a creditor may have a priority interest. A priority arises through statutory law. If a creditor has a priority his debt must be paid when the debtor becomes insolvent before other debts. For example, Congress has granted priority to debts owed the Federal government. See Federal Tax Lien Act. The final type of creditor is one who has neither a lien against the debtor's property or is the subject of a statutory priority.

Non-bankruptcy debtor-creditor law arises mainly from state statutory and common law. Tort law, such as defamation, provides a means for state courts to limit private means of debt collection. States also regulate debt collection through statute. Congress has enacted the Fair Debt Collection Practices Act to regulate some debt collectors.

Creditors use judicial and statutory processes to have debts satisfied. Attachment is a limited statutory remedy whereby a creditor has the property of a debtor seized to satisfy a debt. Garnishment allows a creditor to collect part of a debt (for example wages) to satisfy the obligation. Replevin allows a creditor to seize goods, such as a security interest, that he or she has a property interest in, to satisfy the debt. Receivership involves the appointing of a third party by a court to dispose of the debtor's property in order to satisfy the debt. Creditors commonly seek to create a lien on a debtor's property through a judicial process of lien creation, which is governed by state law. Once a lien has been created state statutory law governs how the lien is executed against the debtor's property. The sale of property subject to a lien to satisfy the debt is also governed by state statutory law. Federal and state statutes, and the Federal Consumer Credit Protection Act also limit the type of property that can be used to satisfy a debt.

A debtor may attempt to fraudulently convey a piece of property to avoid having it seized. State laws seek to prevent this type of property transfer. Many states have adopted the Uniform Fraudulent Conveyances Act or its successor, the Uniform Fraudulent Transfer Act.

The federal laws protect the debtor's right to verify the amount of debt that the debt collector claims you owe.

Who is a debt collector?

This is the entity that is employed to regularly collects debts owed to others especially when those debts are past.

However, as a debtor, the federal laws protect their right to verify the amount of debt that the debt collector claims they owe.

Therefore, the Option C is correct.

Read more about debt collector

brainly.com/question/26967691

#SPJ6

True or false: Manufacturer's reps help small firms, or firms expanding into new markets, achieve extensive sales coverage without having to pay for full-time personnel. True false question. True False

Answers

According to business strategy, it is true that manufacturer's reps help small firms or firms expanding into new markets achieve extensive sales coverage without having to pay for full-time personnel.

This is because a manufacturer's rep is responsible for making sales on products made by the manufacturer.

However, while manufacturer's reps help small firms to expand through sales, they only get paid based on commission.

By getting paid based on commission, Manufacturers' reps won't pay full-time.

Hence, in this case, it is concluded that the correct answer is "True."

Learn more about manufacturers reps here: https://brainly.com/question/16658540

The use of short-term incentives to encourage the purchase or sale of a product or service is called ________.

Answers

The use of short-term incentives to encourage the purchase or sale of a product or service is called sales promotion.

Sales promotion can be defined as the strategy of using annual incentives to attract customers so as to increase the sales of goods and services.

Most companies make use of sales promotion to increase their sales in  order to generate more revenue as well as to promote their products.

Sales promotion is important as it enables companies to advertise their products or to create products awareness to customers.

Inconclusion the use of short-term incentives to encourage the purchase or sale of a product or service is called sales promotion.

Learn more about sales promotion here:https://brainly.com/question/13975307

based on what you know about organizational development what considerations may laura be alluding to

Answers

The considerations Laura may be alluding to based on what you know about organizational development is that in an organization open communication and change are essential elements, in addition to the importance of managing human capital.

Every organization is a dynamic system that needs to adapt to new internal and external realities in order to be well positioned in the market, so changing strategies, policies and procedures is a necessity for organizational development.

Human capital management and open communication are also fundamental competences for the creation of an organizational culture focused on the development, motivation, innovation and cooperation of workers.

Learn more here:

https://brainly.com/question/22983841

In an insurance contract, the insurer is the only party who makes a legally enforceable promise. What kind of contract is this

Answers

Answer:

Unilateral Contract

Explanation:

Which descriptions offer examples of Planning workers? Check all that apply.

Isabel travels to foreign countries to build relationships with political officials.
Mai creates recommendations for how to use land, buildings, and structures.
Lamar writes and analyzes laws.
Francisco creates reports to help a community decide which land to make into parks.
Matthew interviews members of the community to find out which public buildings and parks they use most often.
Ruth analyzes property to determine how much money it is worth.

Answers

The descriptions that offer examples of Planning workers are as follows:

B. Mai creates recommendations for how to use land, buildings, and structures.

D. Francisco creates reports to help a community decide which land to make into parks.

E. Matthew interviews members of the community to find out which public buildings and parks they use most often.

Most of the workers involved in city Planning include Architects, Civil Engineers, Economists, Geographers, Landscape Architects, Market Research Analysts, and Political Scientists.

Thus, Mai, Francisco, and Matthew are examples of Planning professionals or workers.

Learn more: https://brainly.com/question/18236898

Answer:

B, D, E

Explanation:

Sorry it's not as fancy as the other one but I just got it right on edge 2022

if bill performs plumbing upgrades for alice in exchange for her incorporating his business, then their _________________________ will be satisfied.

Answers

For performing the plumbing upgrades for Alice while she incorporates Bill's business, they have satisfied each other's _________NEEDS_______ without the exchange of money.

This satisfaction of needs by the exchange of services is a trade by barter.  The barter system enables Bill, who is a professional plumber, to upgrade the plumbing system at Alice's house.  In payment for the plumbing service, Alice can incorporate Bill's plumbing business.

Thus, the exchange of services satisfies each other's needs without the payment of cash.

Learn more: https://brainly.com/question/21851512

the laissez faire model is inspired by the work of which economic philosopher?

Answers

Laissez faire model was inspired by John Stuart Mill's book "Principles of Political Economy" (1848). This model states that the government should not be heavily involved in the market, and should have a hands off approach.

I hope this helped! :)

The model of laissez-faire was inspired by the work of  John Stuart Mill, who was an economic philosopher.

What is a laissez-faire model?

Laissez-faire is a free-market economic ideology that opposes government interference. During the 18th century, the French Physiocrats created the laissez-faire philosophy. Laissez-faire proponents believe that when governments intervene in industry and markets, economic prosperity suffers.

John Stuart Mill's work "Principles of Political Economy" influenced the laissez-faire paradigm (1848). According to this concept, the government should not be overly involved in the market and should take a hands-off attitude.

Therefore, it can be concluded that John Stuart Mill work was inspired by the laissez-faire model.

Learn more about  laissez-faire model here:

https://brainly.com/question/532359

#SPJ2

Which is an advantage fixed rate loans have over variable rate loans?

O Interest rates are lower.

O Application costs are lower.

O Long-term budget planning is easier.

O The maximum loan amount is greater.

Answers

Answer:

Long-term budget planning is easier

Explanation:

Lately, Marcus has noticed a lot of customer complaints that items purchased from his web store don't meet expectations. What improvement to the website will best help to solve this problem so customers know better what to expect when they buy items from his website

Answers

The improvement to this website that would best help to solve the problem so that customers would know what best to expect are High-quality product photos.

The issue is that there is disconnection between what the customers see and what they get.

In order to meet with customer complaints, Marcus has to listen to the problems that they seem to be having.

Then he has to effect the required changes by creating a connection between what his customers see and what they get.

Read more on https://brainly.com/question/14530863?referrer=searchResults

Question Mode Multiple Choice Question A corporation is created by obtaining a charter from: Multiple choice question. an attorney the federal government initial stockholders the state government

Answers

In general, when a corporation is to be created, it gets its charter from the state government.

Corporations:

Get their charter from a state government Are bound by the laws of the state in which they are registered

The powers that state governments have in the United States include being able to license corporations and when they do this, that corporation is bound by their laws.

Corporations would therefore usually look for states with more lenient laws.

In conclusion, corporate charters come from the state government.

Find out more at https://brainly.com/question/7500912.

Other Questions
what is the is the largest city in africa ? (hello how are you doing?) En France/ on/ boire / un caf / aprs le djeuner (lunch).Pls help me question number 5. This my French assignment. Use a calculator to solve the following equation for on the interval [2,2]. csc()=5 Select all correct answers. A cyclist travels at an average speed of 11 mph for 3 hours. How far did she travel in miles? What is the remainder of 2021^2022 divided by 337? 30 POINTS PLS HELP!!!!!!!!!!!!!! Calculate the relative molecular of calcium carbonate * as following method* Discuss the difference between the income statement of Variable and absorption costing. A small, free-to-rotate magnet is placed in a strong magnetic field. In what orientation will it come to rest Which is true of the intensity of sound? Jace's average gross pay is $1,450.00 bi-weekly. Determine how many years it will take Jace to earn his first million dollars. a27 years b26 years c14 years d13 yearsPlease Help!!! what was the role of the Iroquois confederacy during the french and indian war How do the older generations view social media - bad and good benefits- please write a paragraph Which of the following revisions did you includewhile rewriting the passage? Check any of theboxes that apply.I removed the dangling preposition.I removed the gendered pronoun.I made the listed items parallel.I added the Oxford comma.I added sentence variety.I changed the passive voice to active voice. Urgently please it is due today Graph the function f(x) = x^2 + 4x-12 on the coordinate plane. In photography, what are the two categories of shape?A. geometric and organicB. geometric and non-geometricC. large and smallD. open and non-open Compare the box on the left containing the reactants in a chemical reactions. Which box on the right is the correctly represents the products according to the Law of Conservation of mass?A) A. B) B.C) C. D) D. please answer the all questions what is not an example of a changing operating space?