Answer: The higher the principal, the higher the total cost of the loan
Explanation:
From the chart shown we can see that the loan with a higher principal has a higher total cost than the loan with the smaller principal.
This happens because the interest rate attached affects larger figures more than smaller ones. 6.47% of $6,000 is $389 which is larger than 6.47% of $5,000 which is $324 (calculating the cost of a loan is more cumbersome than this but this shows the effect as well).
When compounded overtime, this difference will be even more and thus shows that larger principals cause larger total costs.
Answer:
The higher the principal, the higher the total cost of the loanExplanation: In a part of the mortgage payment is dedicated to repayment of the principal balance.
Now explain that Loans are structured so the amount of principal returned to the borrower starts low and increases with each mortgage payment.Then, The payments in the first years are applied more to interest than principal, while the payments are in the final years.In our mortgage $100,000, The principal is $100,000.
This happens because the interest rate attached affects larger First figures will more than smaller ones.6.47% of $6,000 is $389 which is larger than = 6.47% of $5,000 which is $324 .
now,(calculating the cost of a loan is more this shows the effect as well).
When compounded over time, this is difference will be even more and thus shows that larger principals cause larger total costs.Learn more about :
https://brainly.com/question/2490459
Indique en su comunidad en qué proyectos se podrían realizar negociaciones entre diferentes actores (vecinos, empresas, iglesias, municipalidad).
Answer:
En toda comunidad se suscitan diferentes problemáticas que afectan directa o indirectamente a los diferentes actores que componen el medio social de la comunidad: por ejemplo, conflictos entre vecinos, o entre estos con empresas, la municipalidad, etc. Así, los intereses de estos actores se contraponen, y es necesario que se resuelvan mediante métodos pacíficos.
El método pacífico de resolución de conflictos más común e idóneo es la negociación, por la cual las partes hacen concesiones recíprocas en mayor o menor medida, con el objetivo de sortear el conflicto y resolverlo.
Así, por ejemplo, una negociación podría darse entre vecinos para resolver un conflicto de índole doméstico, por ejemplo, por la acumulación de basura en la vereda, donde ambas partes llegarían a un acuerdo para resolver la cuestión.
What are stocks and mutual funds?
Answer:
Stocks are an investment in a single company, while mutual funds hold many investments — meaning potentially hundreds of stocks — in a single fund.
Is it possible for someone in a working industry to has self-motivation, but not self-discipline? Explain.
If at a price of $24, Octavia sells 36 home-grown orchids and at $30 she sells 24 home-grown orchids. What is the change in quantity demanded?
Answer:
12
Explanation:
At the price of $24, the demand is 36
At the price of $30, the demand is 24
change in quantity demanded
= 36-24
= 12
What should you do before you approach a atm
Answer:
Try to use ATMs with which you are familiar. Choose well-lit, well-placed ATMs where you feel comfortable. If you need to use an ATM late at night, ask a friend to accompany you.
Before approaching the ATM, scan the surrounding area. Avoid the ATM altogether if it is too dark to see, isolated or looks unsafe. If there are bystanders loitering in the area, go to another machine or come back later.
Use your body to shield the screen and keypad before entering your PIN. Make sure other individuals in line stay a reasonable distance from you while you're performing your transaction.
pls help
Jory wants to create a diagram to compare and contrast the qualifications of the three Energy pathways. Which qualifications could she put in the section common to all three pathways?
a. physical stamina, willingness to work long hours, teamwork, stress-management skills
b. physical stamina, color vision, stress-management skills, knowledge of geography
c. color vision, willingness to work long hours, teamwork, customer-service skills
d. knowledge of geography, customer-service skills, teamwork, stress-management skills
Answer:
A: physical stamina, willingness to work long hours, teamwork, stress-management skills
Explanation:
the others don't make sense according to the notes I took, correct me if I'm wrong
Answer: A - physical stamina, willingness to work long hours, teamwork, stress-management skills
Explanation - It was correct on edge 2022
A communication style is ____________________
Answer:
Communication styles are the broad ways in which people tend to communicate with others.
Explanation:
Answer:
Texting
Explanation:
Amber showed up to the conference room five minutes before her presentation, which was to begin at 2 P.M. This was the first time she had been to conference room #9, and she assumed that it had a projector. Unfortunately, it didn't. After noticing this fact, she rushed to an adjacent room to borrow one. She was able to do so, and finished setting up her equipment at 2:15. She had to borrow a laptop as well, since the room did not have a computer. 1. Think carefully about what happened to Amber's presentation. In your estimation, what was her first mistake?
Answer:
She should have come earlier so that she could prepare for her presentation, and if she knew she needed specific equipment then she should have asked someone if the room had it.
Explanation:
So basically just not coming early and prepared.
what is 3/5 of 18 800
Answer:
11,280
Explanation:
3/5 of 18 800
=3/5 x 18 800
=0.6 x 18,800
=11,280
here is a riddle again
If you drop me I’m sure to crack, but give me a smile and I’ll always smile back. What am I?
Answer:
a mirror
Explanation:
Prepare the general journal entry (without explanation) needed to close Net Income or Net Loss for the year end. Use compound entries where required. If no entry is required then write "No Entry Required."
Answer:
Closing entry for closing net profit / net loss for the year ended
Explanation:
In case of net profit, for the year ended closed -Profit & Loss a/c .. dr
to Capital ac
{Reason - As profit has credit balance, so nullifying by debiting it. And, profit increases capital, so capital a/c is credited}
In case of net loss, for the year ended closed -Capital a/c .. dr
to Profit & Loss ac
{Reason - As loss has debit balance, so nullifying by crediting it. And, loss decreases capital, so capital a/c is debited}
Type the correct answer in the box. Spell all words correctly. Which type of partnership should Adam and Donna choose? Adam and Donna have started their own business of making customized cell phone cases. However, Adam is also involved in another business and is not be able to dedicate time to the new business. He is willing to fund the business but is not able to help Donna in the daily operations. Donna suggests that they follow the partnership business structure.
Answer:
Limited
Explanation:
Please help for brainliest
Answer:
C balance
Explanation:
it shows balance when you withdraw money
Work and/or assignments performed in a career are _____.
A.) tasks
B.) values
C.) interests
D.) employees
(please help :D)
Answer:
b. task
Explanation:
The assignments which are actually performed in a given career is known as Tasks option(a) is correct.
What is a career?A career in simple words we can say that it is known to be an occupation or a profession which actually undertakes for a longer period of the time which gives monetary benefits over a period of the time.
Career is usually one person choose to do because it is known to be his/her purpose of choosing a right path over a period of the time.
Therefore Option(a) is correct.
Learn more about Career here:
https://brainly.com/question/2160579
#SPJ2
PLEASE ANSWER THESE IT WOULD BE A HUGE HELP
1. Investing in bonds is risk free. Investing in stocks is much riskier. Why do you think fictional advisors suggest that it’s a good idea to own both stocks and bonds?
2. Each time you sell a stock to make a profit, you must pay tax on the money you make (the
difference between the buying and selling price). This is called capital gains tax. Do you think
capital gains tax is a good idea? Why or why not?
Answer:
Explanation:
1.
Advisors say to invest in both so that if you lose all your money on the stock market, you will still have a good amount of money invested in bonds, still safe. However, if you’re lucky and the stocks you invested in go up in value, you can earn a large amount of money in addition to the bonds you’ve invested in.
Oh I have this same one, right now i only know 1 TOT
Answer:
1. Advisors say to invest in both so that if you lose all your money on the stock market, you will still have a good amount of money invested in bonds, still safe. However, if you’re lucky and the stocks you invested in go up in value, you can earn a large amount of money in addition to the bonds you’ve invested in.
2. This one is opinionated and depends on your beliefs.
Explanation:
30 points please help
Answer:
1.A
2.A
3.A
Explanation:
I searched them up.
Hope this helps Brainlylist plz
Answer:
1.A
2.A
3.A
Explanation:
These are correct give the person in front of me brainliest :)
When an employer takes the time to explain a mistake you have made and provides suggestions for avoiding that same mistake in the future, the employer is offering _____.
constructive criticism
verbal warning
destructive criticism
discipline
Answer:
conatructive critcism
Explanation:
they are critisming you so you can do better
Calculate the additional cash needed for the six months. When there is a cash shortfall (the shortfall/surplus cash calculation is less than zero), additional cash must be obtained from a loan to cover all of the monthly expenses. Therefore, additional cash needed is equal to any cash shortfall. It is zero if there is a cash surplus. The additional cash needed should be a positive number even though a shortfall will be a negative number in the model (row 26). [6 points]
Answer:
the numbers are missing, so I looked for a similar question:
Vince's Blinds will have cash receipts of $97,000 and cash disbursements of $108,000. If its beginning cash is $5,000 and its desired reserve is $2,000, what will be its shortfall in cash for the month?
You have to repeat the same procedure for the following months. The ending balance of month 1 becomes the beginning balance of month 2, and so on. For month 2 we can flip the cash receipts and disbursements:
Month 1 Month 2 Month 3
Beginning cash balance $5,000 $2,000 $5,000
Cash receipts $97,000 $108,000 ....
Cash disbursements ($108,000) ($97,000)
Net balance ($6,000) $13,000
Cash from loan $8,000 ($8,000)
Ending cash balance $2,000 $5,000
Depending on the numbers that you have, you should be able to complete the 6 months and then just add the cash from loans.
think about a piece of fruit that you recently purchased. list the natural, labor, and capital resources needed to get it to you
Answer: Typically shipping fresh fruit or shipping fresh produce involves a few different steps which can slow down productivity. For example, fruits are loaded into a corrugated box then added to a pallet, then shrink wrap is added or banding is used to keep the boxes on the pallet.
Explanation:
You purchased 100 shares of stock value at $55 per share. The stock value increases to $85 per share what was the rate of increase?
Answer:
54.55%
Explanation:
The purchasing price is $55
Price has increased to $85.
The monetary increase = $85 - $55 = $30
As a percentage , the increase will be
=$30/$55 x 100
=0.545454 x 100
=54.5454%
=54.55%
Which of the following is not a required element of a contract
A Offer
B Breach
C Acceptance
D Consideration
Answer:
D
Explanation:
Consideration is unnecessary.
Considering the available options, the option that is not a required element of a contract is "Breach."
This is because for a contract to be valid and enforceable in a court of law there must be the following elements.Offer: there must be an offer from one party to another which must be accepted. Offer can be verbal or written. The person making the offer is known as the offeror.Acceptance: for a contract to be valid, there must also be an acceptance from the other party. Acceptance can also be verbal or written. The person accepting the offer is known as the offeree.Consideration: this is also an essential part of a contract. A consideration Is what is given by the parties to a contract to make it enforceable. For instance, a vendor's consideration is goods or services delivered, while a purchaser's consideration is the money paid for the goods or services.However, the breach is not part of a contract element as breach voids a contract.Some other elements of a contract are the legality and capacity of the parties and the consideration involved.Hence, in this case, the correct answer is option B. "Breach."
Learn more here: https://brainly.com/question/18635207
This type of cover letter style does a side by side comparison of an employer’s requirements and an applicant’s experience:
a.
Paragraph letter
b.
T-letter
c.
Bullet letter
d.
S-letter
Answer:
B
Explanation:
Got it on edge 2020
What are three factors that affect price equilibrium and how does each factor affect it?
why banks pay lower interest rates on savings accounts than on certificates of deposits.
Answer:
See below
Explanation:
Savings accounts are more common than certificates of deposits. Banks do not restrict customers on the number of withdrawal and deposits per period in a savings account. Banks consider savings account very liquid because a customer can withdraw their money anytime. Due to this reason, savings accounts attract low-interest rates.
Certificate of deposits, CDs have withdrawal restrictions. In this type of account, the customers agree to keep their money in the bank for a specified period. Banks offer a higher interest rate to encourage customers to keep their money in the account for the agreed duration.
When loan payments are amortized, the total amount you owe every month
Answer:
Since amortization means the period repayment of a loan, with a specific amount going to the principal and interest payments, the amortization schedule amounts to a total fixed monthly payment of $836.03 over the life of the mortgage loan.
Explanation:
At the time when the loan payment should be amortized so the total amount owed is the periodic payment.
The following information related to the periodic payment is:
At the time when there is owe amount for each amount and the payment regarding the loan should be amortized so it is a periodic payment. Also, from that some part of the payment is belonged to the interest and principal amount.Therefore we can conclude that at the time when the loan payment should be amortized so the total amount owed is the periodic payment.
Learn more: brainly.com/question/15569649
Which of the following strategies can a country use to keep its products inexpensive for consumers in the U.S.?
A.
Raising its interest rates
B.
Keeping its interest rates low
C.
Increasing its exports
D.
Avoiding debt
Please select the best answer from the choices provided
Answer:
Keeping its interest rates low
Explanation:
Interest rates correlate with the exchange rate of a country. Low-interest rates are unattractive to foreign investors. Investors associate low-interest rates with reduced returns. In the foreign exchange market, the demand for such a country's currency will below, resulting in a lower exchange rate against other currencies.
If a country has low-interest rates, its currency will be in low demand, meaning its strength will be relatively weaker against the US dollar. One dollar will be able to buy a large quantity of goods and services from such a country. In other words, that country's exports will be cheaper in the USA.
Answer: B
Explanation:
trust
reasons why biden/trump would make a good president WITHOUT mentioning the opposing canidate.
Answer:
please stop talking bout this stuff but biden is going to raise taxes and take away LGBTQ rights soo yeah that's not the best thing
Answer:
Trump will be a great president
Explanation:
VOTE FOR TRUMP
Which is a benefit of collaboration and teamwork?
A.It expands your social network and creates new connections.
B.It makes it more difficult to leave your current job.
C.It makes it easier to do your job since you can have other people do it.
D.It requires more work since you have to explain so much to other people.
Answer:
The Awnser Is A
Explanation:
It's the Best Awnser
PROJECT: USING ADVANCED FORMULAS
Suppose you own a small business with ten employees. Small businesses use spreadsheets for a variety of reasons.
OBJECTIVES
Create a spreadsheet to track payroll.
Directions
Create a spreadsheet to calculate the your company's payroll, or how much you pay each employee and the total you pay all employees.
You pay your employees every two weeks, and for the last two weeks, your employees worked the following hours:
Employee 1: 78
Employee 2: 75
Employee 3: 80
Employee 4: 45
Employee 5: 50
Employee 6: 80
Employee 7: 65
Employee 8: 60
Employee 9: 78
Employee 10: 75
Your spreadsheet should calculate:
the total hours worked for each employee
the gross pay for each employee (pay rate is $12.50 per hour)
the state income tax for each employee (use 5.7%)
the Federal income tax for each employee (use 15%)
Social Security for each employee (use 3.5%)
the net pay for each employee by subtracting the income tax and Social Security from the gross pay
the total gross pay, total state income tax, total Federal income tax, total Social Security, and total net pay paid to all employees
When you finish your spreadsheet, estimate your answers to check for accuracy. Make any necessary corrections. Use formatting techniques to make your spreadsheet easy to read. Upload your spreadsheet using the Upload tool in the box below.
Answer:
Total hours worked for two weeks by all employees = 686 hours
Total Gross pay of all employees = $8,575.00
Total State income tax of all employees = $488.78
Total Federal income tax of all employees = $1,286.25
Total Social Security of all employees = $300.13
Total Net Pay of all employees = $6,499.85
Explanation:
Note: See the attached excel file for the calculation of the company's payroll or amount paid to each employee and the total amount paid to all employees on a spreadsheet as required by the question.
In the attached excel file, the following formula are used:
Gross pay for each employee = Pay rate of $12.50 per hour * Total hours worked for two weeks by each employee
State income tax for each employee = 5.7% * Gross pay for each employee
Federal income tax for each employee = 15% * Gross pay for each employee
Social Security for each employee = 3.5% * Gross pay for each employee
Answer:
here you go edmentum
Explanation:
Which career pathways involve high risk due to exposure to dangers?
Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway
Firefighters in the Emergency and Fire Management pathway, Detention Officers in the Corrections pathway, and Intelligence Analysts in the Security and Protective Services pathway
Intelligence Analysts in the Security and Protective Services pathway, Detention Officers in the Corrections pathway, and Police Officers in the Law Enforcement pathway
Firefighters in the Emergency and Fire Management pathway, Detention Officers in the Corrections pathway, and Police Officers in the Law Enforcement pathway
Answer:
Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway.
Explanation:
The career pathways that involve high risk due to exposure to dangers is :
A) Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway.
"Career Pathways"The career pathways that involve high risk due to exposure to dangers is:
Firefighters in the Emergency
Firefighters too give an critical part in teaching the open with respect to fire and security.
Instructing fire anticipation and teaching the open on how to reply in crisis circumstances can offer assistance spare lives.
Fire Management pathway
Candidates require a long time of work encounter in law requirement, fire security, or an crisis administration field.
Crisis administration executives ordinarily require a bachelor's degree
Correctional Officers in the Corrections pathway
Corrections officers may do a few or all of the taking after:
supervise prisoners' day by day schedule, which incorporates feast, work and amusement times. screen, evaluate and oversee the conduct and security of detainees watch jail buildings and grounds.
Detention Officers in the Law Enforcement pathway.
A detainment officer forms prisoners, keeps up imprison security, serves dinners, transports detainees, gets and forms detainees into care of educate, looks detainees, and takes charge of individual property and gives detainees with opportunity to call their lawyer or relative.
A Career Pathway traces the positions, compensation, and preparing required to development in an industry.
Thus, the correct answer is A.
Learn more about "pathways":
https://brainly.com/question/25866470?referrer=searchResults