How does Truth-in-lending benefit consumers when shopping for a loan? a. Truth-in-lending allows consumers to be frank with the lenders and talk about very personal things. B. Truth-in-lending requires all lending institutions to eventually convert all of their loans to fixed interest rates. C. Truth-in-lending requires consumers to admit whether or not they can actually afford the loan they’re applying for. D. Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.

Answers

Answer 1

Answer:

A

Explanation:

Truth-in-lending allows consumers to be frank with the lenders and talk about very important things

Answer 2

Answer: D

Explanation:

Truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and helps them reach the optimal decision.

taking the test rn edge 21-22


Related Questions

if you save $2 per day for a year how much will you have by the end of one year?​

Answers

Answer:

1 day = 2$

1 year = 365 days

365 x 2 = 730.

will have 730$ by the end of an year

Answer:

$730

Explanation:

According to cisco, what was considered the inflection point for the internet of things?

Answers

Based on the information released at the IoT World Forum in Dubai, according to Cisco, the thing that was considered the inflection point for the internet of things is "Strategic."

Cisco described the inflection point through its Executive Chairman, John Chambers.

John Chambers claimed that the inflection point is the strategic significance for the IoT in terms of interest and initiates.

Hence, in this case, it is concluded that the correct answer is "Strategic."

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If you have to decide to claim a credit or deduction on
your taxes which should you take?

Answers

Answer:

Form 1040

Explanation:

To claim a credit or deduction on my tax, i will fill Form 1040.

What is Tax credits and deductions?

Tax credits and deductions can  alter the amount of tax that someone is owing so one can pay less.

The Deductions can reduce the amount of one's income however, to claim it , one needs to fill form 1040 which is used to file an annual income tax return.

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hidden figures, 9. What kind of accomplishment was it for Katherine and the workers of Langley for the Eagle to land safely during the Apollo mission on the surface of the moon

Answers

Katherine Johnson was an African American woman that played a notable role in seeing American land on the surface of the moon during the Apollo mission. For Katherine and the workers at Langley, it was a momentous and groundbreaking achievement.

At a time in American history when blacks were being discriminated against and facing some other harsh realities, Katherine an intelligent mathematician contributed significantly to the Apollo mission.

In chapter 23 of Margot Lee Shetterly's book, "Hidden Figures," we see the deep sense of happiness and satisfaction that Katherine had in her ability to contribute to the success of that mission.

She was also grateful to her teachers who helped her to develop her knowledge of mathematics.

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I am new to this, could anyone help me, I am from Peru and I do not endorse anything they tell me, someone could explain to me how this font is used and if you could guide me and be my friend to help me, I would appreciate a heap

Answers

Answer:
Okay no problem

Match the terms with their correct definitions.

Answers

yaaaaaaaaaaaaaaahhhhhh

why is it useful to have your bank account and routing numbers when using tax preparation software?

Answers

It is useful to have one's bank routing number and account number because it may or may not be required when filing tax return or preparing tax payment.

The tax preparation software are software which allows the preparation of tax payment and to e-file tax returns.

The bank account and routing numbers are part of the compOnent of the Tax forms during preparation and filing for tax return.

Therefore, it is useful to have one's bank routing number and account number because it may or may not be required when filing tax return or preparing tax payment.

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According to the article, why might employers want to ensure that they have cause when terminating an employee?

Answers

Reasons to terminate an employee is because of sexual harrasment, Drug or alchohol use, damaging company property, or unethical behaviour and service.

capital is the amount of money paid into a company by its owners.

Answers

The statement that the money paid into a company by its owners is called capital is True.

Capital is:

Contribution made to the company by its owners Can be cash or some sort of asset

The capital paid into the company represents an ownership stake of the person who paid it in which is why it is referred to as money put in by owners. Shares are a type of capital.

In conclusion, this is a true statement.

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The deadweight loss from a tax per unit of good will be smallest in a market with a. inelastic supply and elastic demand. b. inelastic supply and inelastic demand. c. elastic supply and elastic demand. d. elastic supply and inelastic demand.

Answers

The deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.

The Deadweight loss refers to loss that occurs when supply and demand are not in equilibrium and thus, result in market inefficiency.

Usually, the value of the deadweight loss varies with the demand elasticity and supply elasticity.

So, when the demand or supply is inelastic, the deadweight loss of the taxation will be smaller because the quantity bought or sold varies less with price.

Therefore, the answer is B. because the deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.

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you manage the worksheet shown below that contains a list of employees and a list of building numbers. the employee list is 1500 rows of data. what is the easiest way to sort the employee list without affecting the building number list?

Answers

The easiest way to sort the employee list without affecting the building number list is by using the data sort function.

There are several programs for creating tables and managing data. One of them is Microsoft Excel, in this program, you can integrate, manage, organize, save and modify data.

In the situation where I manage a list of employees and a list of building numbers of about 1500 data and I need to organize them without affecting the other lists, I must follow the following steps.

Select the list that I want to organize, for example, column B.I click on the data option and then on the order option. At that moment, a warning will appear telling you that I have more data in my table (in this case the list of building numbers) and it will ask if I want to include it in the organized action.I mark the option to Continue with the current selection and I give it to order.At this moment another window opens where they give me different options to organize my data, for example alphabetically from A to Z or from Z to A, or I can customize it.Subsequently, I give it order and the list organizes the data as I wish.

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which primary function of management is concerned with ensuring the right things happen at the right time in the right way?

Answers

The primary function of management which is concerned with ensuring the right things happen at the right time in the right way is:

Planning

According to the given question, we are asked to show the primary function of management which is concerned with ensuring the right things happen at the right time in the right way and how it affects management decisions and outcomes.

As a result of this, we can see that management is the act of being in charge of the various processes which are involved in an organization.

There are four main functions of managers in a management process which includes:

PlanningOrganizingLeadingControlling

The planning function is in charge of making sure that the right things are done at the right time.

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What should a company or organization do to minimize any negative buzz surrounding its event?

Answers

Answer:

A hashtag can help event marketers create buzz because it creates a live conversation for fans. All the information and opinions of others is easily accessible for anyone to interested to look at and even join and that creates the buzz.

A company or organization to minimize any negative buzz.  A negative comment on the object can be lethal, especially if your business is being weapon down by influential persons or (t) witter users. Even with that in mind,

What is the organization?

An organization is a group of people who work together, like a neighborhood social activity, a charity, a union, or a business firm. You can use the word organization to refer to a group or business.  An official group of people, for example, a governmental party, a business, a charity, or a club.

As an organization there are various methods are being there to minimize any negative buzz,  A negative comment on an object can be lethal, especially if your business is being weapon down by influential persons or  (t) witter users.

Therefore, the conclusion for  A negative comment on the organization can be lethal,

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Bank assets tend to have _____________ maturities and _____________ liquidity than/as bank liabilities. A. Longer; greater B. Longer; lower C. Shorter; lower

Answers

The answer is *B* Longer,Lower.

what is the relationship between the average inventory and the in-stock probability?

Answers

Answer:

the relationship is that the more inventory there is the higher the stock-in probability

does anybody know this \
Mark the statement that is NOT true.

The president is also known as the chief executive.
The executive department is divided into 15 divisions.
The executive branch mainly enforces federal laws.
The president is also known as the chief of state.
The "Beltway mentality" is a desired goal of every presidential administration.

Answers

Answer:

False

the first one, option A

Beltway mentality NOT true.

Lanie tells her sales manager that she will be devoting more effort to ____ in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

Answers

Lanie tells her sales manager that she will be devoting more effort to prospecting in the coming weeks, as her list of potential customers has dwindled below the level of 30 firms recommended by the selling plan.

Prospecting in sales is when a potential customer is being targeted before converting to an opportunity. It is the first step in sales process which entails creating sales opportunities.

Every businesses, firms, organizations usually have what is called selling plan, which is a tool in helping business succeed in sales. It helps to benchmark where an organization is and where they wish to be and then make adjustments to achieve their goals.

The selling plan is what will guide Lanie so that she would be able to achieve her sales prospect and then possibly convert them to opportunities inorder to meet her target.

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What other options does an employer have other than terminating an employee?

Answers

Anything Something as simple as moving the employee to another position, altering their current position, or providing continued learning to build their skill set could resolve the issue. It may sound simple, but sitting down with your employee to discuss an issue of poor performance could be enough to change their course.

determining that the amount of cash agrees with the accounting records

Answers

Answer:

Receipt-A business form giving written acknowledgment for cash received. Memorandum-A form on which a brief message is written describing a transaction. Proving Cash-Determining that the amount of cash agrees with the accounting records.

The main reason for considering nonconstant growth in dividends is to allow for _____ growth rates over _____.

Answers

Based on the economic and financial analysis, the main reason for considering nonconstant growth in dividends is to allow for "Supernormal" growth rates over "some finite length of time."

This is because, in nonconstant growth, the growth rate cannot surpass the mandatory return indefinitely.

However, there is the probability that it could do so for some number of years.

Also, it should be noted that in this situation, the value of the stock equates to the present value of all the future dividends.

Hence, in this case, it is concluded that the correct answer is supernormal and some finite length of time.

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What is the allowance provided to an employee (salon manager) in charge for a full week?

Answers

Answer:

$44.98 per week

Explanation:

This allowance is based on a working condition or a disability as part of working a shift.

Anusha brings a $20 bill to the store. She purchases 4 pairs of socks for $2. 25 each and a new belt for $7. 50. How much change will Anusha receive when she pays for her clothes? $3. 50 $7. 50 $9. 00 $16. 50.

Answers

Answer:

£3.50

Explanation:

4 times 2 = 8

0.25 times 4 = 1

20 - 8 - 1 - 7.50 = 3.50

Explain how the forms of demand supply will eliminate a market surplus

Answers

Answer and Explanation: 1

Answer and Explanation: 1A market surplus is when the quantity supplied of a good is greater than the quantity demanded. We can also say there is excess supply. This happens at a certain price that is above the market equilibrium which causes more of a product to be supplied than consumers are willing to buy. It is the opposite of a shortage.

Answer and Explanation: 1A market surplus is when the quantity supplied of a good is greater than the quantity demanded. We can also say there is excess supply. This happens at a certain price that is above the market equilibrium which causes more of a product to be supplied than consumers are willing to buy. It is the opposite of a shortage.The market attempts to resolve the surplus by pushing the price down until it is at its equilibrium. A lower price will reduce the quantity supplied and increase the quantity demanded.

For a corporation, equity capital is obtained from a. banks. b. stockholders. c. bondholders. d. credit unions. e. insurance companies.

Answers

All I remember is external investors so maybe stockholders, hope this helps

what is an economy?

Answers

Answer:

System of management; general regulation and disposition of the affairs of a state or nation, or of any department of government.

Explanation:

HOPE IT HELP

the wealth and resources of a country or region, especially in terms of the production and consumption of goods and services.

i will give branliest if you can answer all these questions​

Answers

25 B, 26 B, 27 C, 28D

A taxpayer's most advantageous tax benefit is A) a tax deduction. B) a depletion allowance. C) a tax credit. D) straight-line depreciation.

Answers

Answer:

D) a tax credit.

Explanation:

A 40-year old taxpayer has owned a Roth IRA for more than 5 years. A $10,000 distribution will be considered nonqualified if the distribution was ______.

Answers

Answer:

Your answer would be , ''used to pay for higher education expenses''

Explanation:

A company’s value is also known as their what?

Answers

Answer:

Enterprise Value.

Explanation:

Also known as the AV, the enterprise value is a measure of a company's total value, often used as a more comprehensive alternative to equity market capitalization. The market capitalization of a company is simply its share price multiplied by the number of shares a company has outstanding.

what are two examples of a direct to consumer marketing channel?

Answers

The two (2) examples of a direct to consumer marketing channel include the following:

Buying a product (good) from the Home Shopping Network.A customer ordering some products (goods) from the John and Harry food and gift catalog.

What is marketing?

Marketing simply refers to a strategic process which typically involves developing promotional techniques and sales strategies by a business firm to enhance the availability of products (goods) and services, in order to meet the demands, and unending needs of the end users (consumers) through advertising and market research.

In Business management and marketing, there are two types of marketing channels and these include the following:

Direct channel.Indirect channel.

What is a direct channel?

A direct channel can be defined as type of marketing channel that is devoid of a retailer, but comprises only two (2) parties, which includes the following:

A producer.A consumer.

In this context, we can reasonably infer and logically deduce that a direct channel eliminates the wholesaler, retailer, distributor, broker or agent, and as such it is a marketing strategy that increases the level of sales within a specific period of time because it helps the customer to interface directly with the manufacturer of products (goods) and services.

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