A ship carrying rose folwer to France for valtines day was insured against lossess arising from accident . The ship reached the port safetly and on time but the consignment got spoiled due to delay in unlaoding. Is the insurance company liable to pay the claim of loss?Which principle of insurance is violete explain the principle?

Answers

Answer 1

Answer:

The insurance company is not liable because no accident happened. The flowers spoiled due to a failure in the transportation process, not due to an accident. The principle of insurance involved here is the principle of proximate cause (or nearest cause).

This principle states that the insurance company will only be liable for losses resulting from an event covered by the policy. The insured event that caused the loss must be the nearest cause of the loss. In this case it doesn't apply because the insured event was an accident and the proximate cause was an error in the transportation process.


Related Questions

PLEASE ANSWER

Paul wants to take his girlfriend out to dinner for their anniversary, but he has no cash available. He gets paid on March 28th, but the anniversary dinner will be on March 20th. He needs to be able to access the money from his paycheck several days in advance. Even though it can be risky, what type of business could best meet Paul’s needs?

Answers

Answer:

A lot of different businesses could meet his needs. Many are illegal but one is to do delivery work for various restaurants.

Explanation:

Answer:

Payday loan business

Explanation:

A flood damaged a building and contents. Floods are unusual and infrequent in this area. The receipts from insurance companies totaled $500,000, which was $150,000 less than the book values. The tax rate is 30%. On the statement of cash flows (indirect method), the receipts from insurance companies should

Answers

Answer:

It is shown under investing activities as a cash inflow

Explanation:

On the cash flow statement using the indirect method the receipts from the insurance company should be shown in the investing activities at $500,000

as an inflow of cash as the cash is increased

So the same is to be considered

The other $150,000 would be ignored as it is not relevant

Therefore the above is the answer

What is a cost incurred in the process of producing or offering a primary business operation?
Expense
Input
Output
Price

Answers

Answer:

Expense

Explanation:

Expenses refer to the cost incurred in the production process or when selling goods and services. They are the cost of generating a company's normal revenue.

Expenses are classified into direct and indirect expenses. Direct expenses can be attached to a particular product or service, while indirect expenses are mostly operating costs such as rent, administrative salaries, and insurance.

You own a roofing company the roofers are replacing shingles on a house it takes 7/8 of 50 pound box of nailes to install shingles on 1/4 of the roof how many boxes of nails will the company need to install shingles on the entire roof

Answers

Answer:

3.5 boxes

Explanation:

If that is what it takes to install shingles on 1/4 of the roof then we would need to multiply this amount by 4 to find out how many boxes it would take to complete the entire roof, since 4 times 1/4 would equal 4/4 which represents the entire roof.

7/8 * 4 = 3.5 boxes of nails

Finally, after completing this calculation we can see that it would take the company 3.5 of 50 pound box of nails to complete the entire roof, that would mean a total of

3.5 * 50 = 175 pounds of nails

Economics: Which one of the Fed actions in Part 1 might be more difficult if U.S. currency still consisted of demand notes rather than fiat money?




Choose one or more:



A. Lowering the reserve requirement



B. Selling short-term U.S. Treasury securities



C. Increasing the discount rate



D. Buying short-term U.S. Treasury securities



E. Quantitative easing



F. Raising the reserve requirement



G. Decreasing the discount rate

Answers

Answer:

E. Quantitative easing  and  Buying short-term U.S. Treasury securities

Explanation:

Use the drop-down menu to select the education or qualification best demonstrated in each example.

Annabelle is a Biomedical Engineer who thinks of an idea for a new product.

Nathan is a Clinical Research Coordinator with a four-year college degree.

Drew is a Clinical Data Manager who analyzes and interprets the data from experiments.

Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work.

Answers

Answer:

Creativity, bachelors degree, Critical thinking skills, independence

Explanation:

Just did it and got it right

The education or qualification demonstrated are as follows A- Engineering and Creativity, B- Bachelors Degree, C- Critical Thinking Skills, D- Independent Researcher.

Education and Qualification

The following question is asking us to select the education or qualification demonstrated in these examples, since the question does not give us much options, hence we will go by conventional wisdom.

Annabelle is a Biomedical Engineer who thinks of an idea for a new product - This is related to interest in engineering with creativity and persistence.

Nathan is a Clinical Research Coordinator with a four-year college degree - Since they mentioned 4-year college hence it is related to Bachelors.

Drew is a Clinical Data Manager who analyzes and interprets the data from experiments - Since it is related to analyzing data it needs the qualification of Critical Thinking skills.

Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work - This is related to Independent Research.

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find average utility, if total utility of 7 commodities is70​

Answers

Answer:

10

Explanation:

The average utility is the total utility derived from the consumption of goods and services divided by the total number of items consumed.

i.e,. total utility/items consumed

In this case, the total utility is 70, and the number of items consumed is 7.

Average utility = 70/7

=10

After asking coworkers to review a project plan, you receive feedback. Your coworker thinks there is a better way to display the data in the business report.You should add a
title
reference
abstract
table

Answers

Answer:

table

Explanation:

How are logical operators used?
To identify and correct errors
O To make decisions
O To determine a problem
O To create a plan

Answers

Answer:

To identify and correct errors

Explanation:

The function f(x) = 2,000(1 + )12t models the balance in a savings account.

The savings account had an initial balance of _ and compounds
_ at an interest rate of _

Answers

? wat class this for

Answer:

In the exponential function f(x) = P(1 + )nt :

P = principal value

r = the annual interest rate

n = number of compounding periods in a year

t = time in years

For the given function, P = 2,000, r = 0.0225, or 2.25%, and n = 12. So, the interest compounds 12 times a year, or monthly.

Therefore, the savings account had an initial balance of $2,000 and compounds monthly at an interest rate of 2.25%.

Explanation:

Explanation from PLATO

distinguish between regional level and national level employment giving adequate example​

Answers

I don’t get it umm maybe try explaining it more

Economies experience sacracity because:

Answers


Scarcity helps people make more informed choices about how to use the resources that are available. The concept of scarcity works in business in the following ways: Scarcity is essential to the study of economics. A fundamental aspect of scarcity is the mismatch between supply and demand.

They have not flesh, nor feathers, nor scales, nor bone. Yet they have fingers and thumbs of their own. What are they?

Do not google it

Answers

Answer: ohh ive heard this one my freind told me this riddle: it would be gloves

Explanation:

i hope this helps :)

Have a good day :D

What are three negative effects of conflict when it is not handled well?

Answers

Answer:

Low moraleAbsenteeism, Turnover and termination.

Explanation:

Conflicts are unresolved differences between two or more parties. They are intense disagreements caused by parallel thoughts, ideology, action, or plans. When unchecked, conflicts may result in violent behavior. Other negative effects of conflict include

1. Low morale: Conflicts create a tense working environment.  Employees can not focus on their duties. Teams do not perform as cohesive units, which demoralizes employee morale. Productivity per worker reduces, which affects the overall business performance.

2. Absenteeism: Conflict in the workplaces make a section of staff feel not appreciated. They feel their ideas and efforts are not given due consideration. Staff members with such feelings will look for excuses to miss work.

3. High employee turnover :Conflicts make employees seek opportunities elsewhere.

Type the correct answer in the box. Which Financial Assets can be traded on the stock market?

_____ are tradable financial assets that are sold and bought on the stock market.​

Answers

Your answer is Treasury Bill!

Hopefully, this helps! :D

Please give branliest!

1. Explain the computation of the monetary multiplier.

Answers

The money multiplier is defined as the amount of money the banking system generates with each dollar of reserves. ... Thus, the money multiplier can can be calculated as the inverse value of the reserve ratio. That is, if the reserve ratio is R, the money multiplier is 1/R.

Which of the following relies the most on the health of the economy?
•Builders
•Manufacturers
•Trade industries
•Producers

Answers

Answer: Trade Industries

Explanation:

Trade industries survive as long as people and businesses can afford to trade goods and services. If entities are unable to afford consumption for a reason such as a decline in income, the trade industries will suffer.

When the economy is not healthy, income levels of people will reduce and so trade industries will suffer as opposed to a healthy economy where entities can afford goods and services which will ensure the survival of trade industries.

Allocate $249,000 net income by providing annual salary allowances of $66,000 to Ries, $56,000 to Bax, and $80,000 to Thomas; granting 10% interest on the partners' beginning capital investments; and sharing the remainder equally.

Answers

Answer:

Some information was missing: Ries invested $80,000 , Bax invested $112,000, and Thomas invested $128,000.

allocation of profits:

Ries = $66,000 + ($80,000 x 10%) = $74,000

Bax = $56,000 + ($112,000 x 10%) = $67,200

Thomas = $80,000 + ($128,000 x 10%) = $92,800

total = $234,000

remaining profits = $249,000 - $234,000 = $15,000 / 3 = $5,000

total allocation of profits:

Ries = $79,000Bax = $72,200Thomas = $97,800total = $249,000

Which is NOT an effective way to build relationships with your co-workers?

Answers

'Find one or two co-workers you can complain to' is not an effective way to build relationships with your co-workers. The right answer is b.

Workplace relationships are personal bonds formed between coworkers. It is advantageous for the organisation as a whole and for the morale and wellbeing of the staff to have employees that get along well with one another. When working on a project together, coworkers who get along well with each other are more likely to produce quality work.

Respected coworkers can inspire you to work at the top of your game, and open lines of communication can make all of your tasks run more smoothly. Employees' total productivity is frequently correlated with their psychological well-being. The ability to think creatively can be sparked by having positive interactions with your coworkers.

The correct answer is option b.

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The question seems incomplete. The complete question is:

Which is NOT an effective way to build relationships with your co-workers?

Ask your co-workers about their role, skills, and goals.

Find one or two co-workers that you can complain to.

Find reasons to praise or compliment your co-workers for good work.

Be curious about your co-workers' lives and passions.

A
Question Blank
type your answer...
student loan is where the Department of Educations diverts/ pays the interest while you are in school at least part-time.

Answers

Answer:

Direct subsidized loans

Explanation:

Direct subsidized loans are offered by the government to undergraduate students with financial need. The loan is available as long as the students can demonstrate they should be considered. The amount is determined by what the schools charge. A direct subsided loan can not exceed a student's financial need.

The U.S. Department of Education meets the interest on a direct subsidized loan

The student is at school for at least half-time,For the grace period of the first six months after leaving schoolWhen the student postpones loan re-payments.

I was trying to make the points to 200 but this is all i can do here first gets brainliest

Answers

Answer:

Thanks

Explanation:

I like ice cream :D

Answer:

thank you

Explanation:

thank you

Even an economically sound economy will have problems managing risk and with solving investment issues. As these are resolved, it is most crucial to maintain _____. Liquidity in the market low transaction costs areas of high risk in the securities market new opportunities for savings and investment

Answers

Answer:

liquidity in the market

Explanation:

In business, market liquidity can be regarded as the trade off that exist between the price one want to sell an asset and how it can be sold out on time. It is a feature in which a particular firm as well as individuals can sell out any asset without serious change in the price of the asset. It should be noted that Even an economically sound economy will have problems managing risk and with solving investment issues. As these are resolved, it is most crucial to maintain Liquidity in the market

If an employer agrees to give you constructive criticism of your interview performance, you need to listen carefully and take notes. true or false?

Answers

Answer: True

Explanation:

As the employed you work for the employer which means that it is best to act in a way that the employer deems appropriate.

If the employer therefore gives you constructive criticism, it is most likely to get you to act in a way that they deem appropriate. It would be best to listen carefully and take notes for reference because chances are that such advice will benefit you greatly with other employers or with your employees should you decide to set up your own shop.

Which type of communication is usually handwritten?
A.
a business letter
B.
a memorandum
C.
a note
D.
an email
E.
a résumé

Answers

Answer:

C. a note

Explanation:

Notes are informal handwritten messages.

A note is a type of communication is usually handwritten. Thus, the correct option is C.

What is communication?

Communication is the process of exchanging information, ideas, or messages between individuals or groups through various means, such as speech, writing, body language, or technology.

The sender is the person who initiates the communication and encodes the message, while the receiver is the person who receives and decodes the message. The medium is the channel through which the message is transmitted, such as speech, writing, or electronic devices.

Feedback is the response or reaction of the receiver to the message, which helps to ensure that the communication is understood and effective.

Learn more about communication, here

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You like my koala his name is Fred


Answers

Yes he’s very cute :)

Answer:

i do like your koala

Explanation:

is your last chance to make sure your document is ready to carry your message-and your reputation to the intended audience.​

Answers

Where is the question?
The question ain’t here

Demand for a good will MOST likely decrease when
A
there are many substitutes for it.
B
the price of it decreases.
C
consumer income rises by ten percent.
D
retailers sell out of the product.

Answers

Answer:

A. There are many substitutes for it.
I’d Definitely say A.

Differentiate between micro hydro power and hydro power. ​

Answers

Answer: Hydroelectricity is a form of hydropower and is the most widely used form of renewable energy throughout the world. ... Hydro electricity extracted from water depends not only on the volume but on the difference in height between the source and the water's outflow.

Hope this helps...... Stay safe and have a Merry Christmas!!!!!!!! :D

Explanation:

what is a pumpkin bug

Answers

Answer:

The botanical name for squash bugs is Anasa tristis. This bug is very common in the USA and gets its common name from the fact that it is attracted to and lays its eggs on squash, as well as pumpkin plants. I've also seen the bugs on cucumber plants and other curcubits such as melons.

Explanation:

as the basis for the first section of your lab report. This section provides your reader with background information about why you conducted this lab and how it was completed. It should be one to two paragraphs in length.

the report is on weather patterns

Answers

Answer:

Explanation:

This organism may be identified by its color, the spines on its back, the antennae, and therefore the long, thin body. There are many other characteristics that might even be wont to identify this organism.

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2(y + 5) use the distributive property to expand expressions. A rectangular plot of land has an area of 3/2 square kilometers and a length of 3/4 kilometer. What is the width of the plot of land?(please answer fast i gtg soon :P) The Environmental Protection Agency (EPA) was tasked with monitoring the tens of thousands of chemicals used in manufacturing and agriculture. The EPA has successfully set standards for about ________ of these compounds. Would it be 50 % or around 10% 4/3 7/8 = in khan academy There is a saying that states, "Weather tells you what to wear each day; climate tells you what to have in your closet." Why is this the case? A box of cereal states that there 99 calories in a 3/4 cup serving. What is the unit rate for calories per cup how many calories are there in 2 cups of the cereal If all three metals were exposed to extremely high temperatures, which would be the last to melt? (gold, mercury,copper)I WILL GIVE BRAINLIST!!! can you write a letter to the editor about a water crisis and power outage in your community #7 heres the question A tree that is 10 feet tall casts a shadow that is is 5 feet long. Find the height of a light pole that casts a 9 foot Write an exponential function to model the situation. Then find the value of the function after 5 years to the nearest whole number. A populaton of 330 animals that decreases at an annual rate of 22%. Your states governor is appointed to a federal position when she is only halfway through her term. Which of the following types of elections would be held to fill her office?A. primaryB. generalC. closedD. special help please > Which of these statements describes the basic idea of the Valence ShellElectron Pair Repulsion (VSEPR) theory?1. Molecules repel one another due to intermolecular forces.2. There is always an octet of electrons around an atom in a molecule3. Shared and unshared electron pairs repel each other as much aspossible4. Electrons are attracted to the nucleus of the central atom. The velocity of a mass moving in a circular path is.. The quotient of a number and -2/3 is -9/10. What is the number? P and Q are supplementary p=(5x+3) and Q=(x+3) what is the measure of Q? a) 17 degrees b)26 degreesc)29 degreesd)32 degrees What is the correct proportion to find 22% of 86? In Germany, the head of government- the Chancellor- serves a four year term, and takes office upon winning a majority of thevote in the Federal Parliament.Based on this sentence, you can classify Germany's political system as being aA)presidential democracy.B)parliamentary democracy.C)constitutional monarchy.D)benevolent oligarchy. In the figure, BE||CD, B is the midpoint of AC, and E is the midpoint of AD